Rastriya Banijya Bank Fixed Deposit Account: Highest Interest Rates & Flexible Terms In Nepal

3rd July 2025, Kathmandu

Rastriya Banijya Bank (RBB) is a well-known and government-owned commercial bank in Nepal. It has been serving the financial needs of individuals and institutions for decades.

RBB Fixed Deposit Account

The bank is trusted for its professional services, wide branch network, and customer-first approach. Among its many offerings, the Fixed Deposit and Call Deposit schemes are popular choices for secure, low-risk, and profitable savings.

These deposit accounts are designed to help people manage their money wisely. Whether you want to save for a short-term need or build long-term financial security, RBB gives you flexible and rewarding options. With competitive interest rates, secure account handling, and convenient loan facilities, your money is always working for you.

Fixed Deposit: Stable Returns For Planned Savings

A Fixed Deposit account allows you to deposit a certain amount for a fixed period. During that time, your money earns interest at a pre-agreed rate. Unlike a regular savings account, fixed deposits offer higher interest rates, making them ideal for those looking to grow their funds without risk.

At Rastriya Banijya Bank, the fixed deposit tenure starts from as short as 7 days and can go up to more than 2 years. This flexibility makes it suitable for various financial goals. Whether you’re saving for a child’s education, a family trip, or a business expansion, you can choose the tenure that matches your timeline.

RBB offers some of the best fixed deposit interest rates in Nepal, ensuring your money grows securely and steadily.

Call Deposit: Flexibility And Access With Better Returns

The Call Deposit account is ideal for people or businesses that want both liquidity and returns. You can deposit funds and withdraw them anytime without fixed maturity dates. It is a perfect choice for those who want to keep their money safe while earning more than a standard savings account.

RBB’s Call Deposit is widely used by organizations, schools, cooperatives, and even individuals who want quick access to their savings but still want to earn interest. It combines the convenience of withdrawal with the benefit of higher interest.

Key Benefits Of RBB Fixed And Call Deposit Accounts

Rastriya Banijya Bank offers more than just interest on your deposit. These accounts come with multiple benefits that add real value to your savings journey.

You can apply for a loan of up to 90% of your deposited amount. This feature is helpful in emergencies, allowing you to get quick funds without breaking your deposit. Your money stays invested, and you can manage unexpected expenses at the same time.

The bank also offers an auto-renewal facility. If your deposit reaches maturity and you don’t withdraw it, RBB can automatically renew it under the same or revised terms, depending on your instruction. This ensures your savings keep growing without pause.

Additionally, RBB provides a free chequebook, making fund management easier. These features make RBB’s deposit products among the most convenient and customer-friendly savings options in Nepal.

Simple Documentation For Easy Account Opening

Opening a Fixed or Call Deposit account at Rastriya Banijya Bank is easy. The process is transparent and guided by banking professionals. Here’s what you need:

A filled account opening form

A valid ID document such as a citizenship certificate, passport, driving license, or voter’s ID

If someone else is operating the account, a power of attorney is required

Two recent passport-size photographs of the account holder or operator

An introduction from an existing RBB account holder

Once submitted, the bank verifies your documents and opens the account quickly. This customer-friendly process ensures a safe and smooth onboarding experience.

Ideal for Personal And Institutional Savings

Both Fixed and Call Deposits at RBB are designed for all types of clients. Whether you are a student saving scholarship funds, a retiree building long-term savings, or a business looking to store surplus cash, RBB provides secure and flexible solutions.

These deposit accounts are also useful for schools, colleges, cooperatives, NGOs, and other organizations that require both safety and accessibility. With its government ownership and decades of experience, RBB ensures your funds are protected.

Start Your Financial Journey With RBB Today

In an uncertain financial world, safety and returns are equally important. Rastriya Banijya Bank’s Fixed and Call Deposit accounts give you the best of both. With attractive interest rates, flexible terms, and easy loan options, you can confidently plan your financial future.

Visit your nearest RBB branch or contact a banking representative to learn more. Start saving smart, stay financially secure, and grow your wealth with Nepal’s most trusted banking institution.

For more:- RBB Fixed Deposit Account