Sanima Reliance Life Distributes Cash Dividend
2nd February 2026, Kathmandu
Sanima Reliance Life Insurance Limited (SRLI) has successfully completed its dividend distribution for the fiscal year 2081/82, fulfilling its promise to shareholders following its 9th Annual General Meeting (AGM). The company, a prominent figure in Nepal’s life insurance landscape following the merger of Sanima Life and Reliance Life, has transitioned from policy approval to the direct execution of cash transfers.
Sanima Reliance Cash Dividend
This move is a testament to the institution’s operational efficiency and its focus on maintaining investor trust through transparent and timely financial actions.
Dividend Structure and Approval Details
The dividend for the fiscal year 2081/82 was formally approved during the 9th AGM held on Poush 24, 2082 (January 8, 2026), at Shuba Events in Kathmandu. Chaired by Ratan Lal Kedia, the meeting endorsed a total payout that balanced the company’s growth needs with shareholder rewards.
Cash Dividend Rate: 10.1780 percent of the paid-up capital.
Total Payout Amount: Approximately 51.04 crore rupees.
Paid-up Capital Base: 5.01 billion rupees (as of Ashad end 2082).
The 10.1780 percent cash dividend is inclusive of the applicable 5 percent dividend tax, meaning the net amount credited to shareholders’ accounts reflects the post-tax value. This year’s payout marks an increase from the previous year’s 9.2489 percent dividend, which had included a mix of bonus shares and cash.
Mechanics of the Dividend Distribution Process
The insurance company utilized the Central Depository System (CDS) and Clearing Limited’s electronic platform to ensure that the funds reached the correct beneficiaries without manual intervention.
Automatic Credit: The approved funds were transferred directly to the bank accounts linked with the shareholders’ individual demat accounts.
Pre-requisite for Payment: Shareholders who have not yet updated their bank account numbers (IBAN/Account Number) or mapped their current bank details in the MeroShare or DP system may experience delays in receiving their funds.
Confirmation: Shareholders are encouraged to check their bank statements for entries marked under “SRLI Dividend” or similar identifiers to verify receipt.
Book Closure and Investor Eligibility
As with all listed companies on the Nepal Stock Exchange (NEPSE), the Sanima Reliance Life Dividend was restricted to investors who held the stock before the official “Book Closure” date.
Book Closure Date: Poush 11, 2082 (December 26, 2025).
Eligibility Deadline: Only those investors who purchased or held shares up to Poush 9, 2082, are entitled to the current payout.
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Current Status: Shares traded after Poush 11 are considered “ex-dividend” regarding the 2081 2082 profit cycle.
Special Protocols for Pledged and Collateralized Shares
For investors who have utilized their Sanima Reliance Life (SRLI) shares as collateral for margin lending or other bank loans, the dividend distribution follows a slightly more complex protocol to protect the interests of the lending institutions.
Retention of Funds: If shares were marked as “Pledged” in the CDS system on the book closure date, the dividend is typically put on hold or sent to the bank account of the pledgee (the lender).
Release Requirement: To claim these dividends, shareholders must provide a No Objection Certificate (NOC) or a specific release letter from their bank or financial institution stating that the lender has no claim on the cash dividend for that specific fiscal year.
Action Item: Affected investors should contact their respective Depository Participants (DP) or the share registrar with the necessary documentation to trigger the release of the withheld amount.
Financial Performance and Institutional Stability
The successful dividend payout is supported by the company’s resilient financial performance in the first quarter of the current fiscal year 2082/83. According to the latest unaudited reports:
Net Profit: The company earned a net profit of 14.96 crore rupees in the first three months (Q1), a 12.53 percent increase year-on-year.
Life Insurance Fund: The fund grew by 34.12 percent, reaching a massive 20.87 billion rupees.
Earnings Per Share (EPS): Standing at 11.93 rupees, showing an upward trend in value creation for every unit of capital.
These indicators suggest that while the company is distributing profits, it is also maintaining a healthy growth rate in its core insurance business and premium collection.
Conclusion and Shareholder Advice
The completion of the Sanima Reliance Life Dividend distribution provides a liquidity boost to its thousands of retail and institutional shareholders. For those who have not yet seen the credit in their accounts, the company recommends a two-step verification: first, ensuring the demat account is fully updated with current bank details, and second, confirming if the shares were pledged at the time of book closure.
As the company moves forward into the second half of 2082 2083, its focus remains on expanding its digital footprint and maintaining the high corporate governance standards that were highlighted by CEO Shivanath Pandey during the recent AGM.
For More: Sanima Reliance Cash Dividend
