SCT Launches Access Control Server (ACS) Service in Nepal to Strengthen Digital Payment Security
5th September 2025, Kathmandu
Smart Choice Technologies (SCT) has officially launched its Access Control Server (ACS) service in Nepal, marking a major step forward in secure online transactions.
SCT Access Control Server Service
The service is designed to provide stronger authentication for cardholders and ensure greater protection against digital payment fraud.
ACS Service: A Milestone for Secure Digital Payments
The Access Control Server (ACS) is a key component of the global 3D Secure protocol. It allows cardholders to authenticate themselves during e-commerce transactions, adding an extra layer of protection. By launching this centralized ACS platform, SCT enables banks and financial institutions to implement enhanced payment security without the burden of investing in expensive infrastructure.
With this move, SCT has created a cost-effective and reliable solution to strengthen Nepal’s growing digital payment ecosystem.
Global IME Bank and NMB Bank Lead the Adoption
Global IME Bank has become the first bank in Nepal to adopt SCT’s ACS service, setting a benchmark for the financial industry. Shortly after, NMB Bank also went live with the service, further expanding adoption and demonstrating growing trust in the platform.
Cardholders of both banks now benefit from secure, seamless, and real-time authentication during online transactions. This collaboration sets the stage for other banks and financial institutions in Nepal to follow suit.
Why ACS Matters for Digital Security
The introduction of SCT’s ACS service comes at a crucial time when digital payments are on the rise. The platform ensures:
Real-time authentication for cardholders.
Fraud prevention measures to reduce cyber risks.
Seamless payment experiences for e-commerce, ticketing, and online services.
By providing stronger security, SCT is boosting consumer confidence in online payments and promoting wider adoption of digital channels.
Supporting Nepal’s Cashless Economy
The launch of the ACS service not only enhances security but also supports Nepal’s vision of becoming a cashless economy. As more banks and financial institutions join the platform, digital payments will become safer, faster, and more reliable for everyday users.
SCT has reaffirmed its commitment to driving innovation in the fintech sector. The company plans to expand the reach of its ACS service by collaborating with more partner banks in the near future.
Conclusion
The launch of the Access Control Server (ACS) service by SCT in Nepal is a breakthrough in the country’s digital payment landscape. With Global IME Bank and NMB Bank already live, the platform is setting new standards in online security and fraud prevention.
This milestone not only strengthens trust in e-commerce but also accelerates Nepal’s transition towards a secure and modern cashless economy.
For more: SCT Access Control Server Service
