Siddhartha Bank SME Loan: Business Loans Up To Rs. 15 Crore
22nd June 2025, Kathmandu
Siddhartha Bank has introduced a flexible SME Loan Facility to support small and medium-sized enterprises across Nepal. This initiative aims to help entrepreneurs grow their businesses without facing major financial hurdles. The bank offers loans up to Rs. 15 crores, catering to both startups and expanding enterprises.
Siddhartha Bank SME Loan
Support For Inclusive Sectors
The SME loan program gives special preference to agriculture, women-led businesses, and micro enterprises. These sectors can access loans of up to Rs. 1 crore. The focus is on promoting inclusive growth and empowering underrepresented groups in the business ecosystem.
Flexible Loan Terms
Siddhartha Bank offers term loans for up to 15 years. This long tenure allows businesses to invest in infrastructure or machinery with ease. Additionally, the bank provides working capital financing for up to 3 years, helping businesses manage daily operations smoothly.
Simple Collateral Requirements
To make loans more accessible, the bank accepts collateral with a minimum road access of 8 feet. This flexibility benefits small business owners who may not own large properties but still meet operational needs.
Attractive Financing Proportion
Businesses can receive funding for up to 75% of their net working capital or fixed asset value. This high financing ratio allows enterprises to maintain control while securing substantial capital for growth.
Quick Processing And Easy Payments
Siddhartha Bank ensures quick loan processing and a simple repayment structure. Entrepreneurs can avoid lengthy paperwork and get faster access to funds. This streamlined system allows them to focus more on business operations.
Extra Benefits With Credit Cards
Along with the loan, the bank offers special discounts on credit card facilities. This helps businesses manage day-to-day expenses more efficiently and benefit from features like cashback and discounts.
Driving Entrepreneurial Success
With a focus on simplicity, speed, and inclusiveness, Siddhartha Bank’s SME Loan is designed to turn ideas into real businesses. It supports entrepreneurs at every stage—whether launching a new venture or expanding an existing one.
About Siddhartha Bank Limited
Siddhartha Bank Limited is one of Nepal’s top commercial banks. Founded in 2002, it quickly grew to become a trusted name in the financial sector. The bank holds a license from Nepal Rastra Bank as an ‘A’ class commercial bank. It operates over 200 branches and ATMs nationwide, serving both urban and rural customers.
The bank offers a wide range of products like savings accounts, loans, digital banking, cards, trade finance, and remittance services. Siddhartha Bank focuses on innovation and financial inclusion. It promotes paperless banking through its mobile app and internet banking services.
Moreover, the bank is committed to excellent customer service and corporate social responsibility. It supports education and community development projects. Known for strong governance and transparency, Siddhartha Bank remains a reliable financial partner.
For easy and secure banking, customers can use Siddhartha’s digital platforms anytime, anywhere.
Conclusion
Siddhartha Bank is strengthening Nepal’s entrepreneurial ecosystem by offering tailored SME loans. These loans come with attractive terms, fast approvals, and support for priority sectors. The bank is creating real impact by making finance more accessible to those who need it most.
For more:- Siddhartha Bank SME Loan
