Swastik Laghubitta IPO Opens For General Public

6th August 2025, Kathmandu

Nepal’s capital market continues to provide diverse investment opportunities, and the upcoming Initial Public Offering (IPO) of Swastik Laghubitta Bittiya Sanstha Limited is a prime example. As a licensed microfinance institution, Swastik Laghubitta plays a crucial role in empowering rural economies by providing small loans and financial services.

Swastik Laghubitta IPO Call

Following the successful first phase of its IPO for foreign-employed Nepalis, employees, and mutual funds, the company is now opening its doors to the general public.

This is a significant event for everyday investors who can now become shareholders in a growing microfinance institution. This article will break down all the essential information about the Swastik Laghubitta IPO, from key dates and application details to the potential benefits of investing in this sector.

Key Details of the IPO

The IPO is part of Swastik Laghubitta’s strategy to expand its capital base and public ownership. The company has received approval from the Securities Board of Nepal (SEBON) to issue a total of 231,000 shares, which represents 40% of its issued capital.

• Company Name: Swastik Laghubitta Bittiya Sanstha Ltd.
• IPO Opening Date for General Public: Shrawan 30, 2082 (August 14, 2025)
• Earliest IPO Closing Date: Bhadra 3, 2082 (August 19, 2025)
• Latest IPO Closing Date: Bhadra 13, 2082 (August 29, 2025)
• Face Value per Share: NPR 100
• Shares for General Public: 195,195 units
• Total Public Issue Value: NPR 19,519,500
• Issue Manager: Nabil Investment Banking Limited .

IPO Allotment and Subscription Details

The total of 231,000 shares was divided into two phases. The first phase, which is now complete, was for a reserved group of investors:

• Employees: 1,155 shares (0.5%)
• Mutual Funds: 11,550 shares (5%)
• Foreign-employed Nepalis: 23,100 shares (10%)

The current phase is for the general public, which has been allocated a total of 195,195 shares. This is a large number, but given the high demand for IPOs in Nepal’s market, it’s expected to be oversubscribed, meaning all applicants will likely receive a small number of shares through a lottery system.

A Step-by-Step Guide to Applying for the IPO

Applying for an IPO in Nepal has become a seamless digital process thanks to the C-ASBA system and MeroShare. Here’s a simple guide for interested investors:

Demat Account: First, you must have an active Demat account. If you don’t have one, you’ll need to open one with a Depository Participant (DP) and obtain a C-ASBA Registration Number (CRN) from your bank.

MeroShare Access: Log in to your MeroShare account. If you don’t have MeroShare access, your DP can assist you in getting it.

Application: Navigate to the “My ASBA” section and select the “Apply for Issue” tab. From the list of open issues, find Swastik Laghubitta Bittiya Sanstha Ltd. and click “Apply.”

Enter Details: Fill in the required details, including the number of shares you want to apply for (a minimum of 10 units), your bank account information, and your CRN number.

Submission: Review your application and submit it. The corresponding amount will be blocked in your bank account until the allotment process is complete.

Investment Limits and Allotment Probability

The minimum application size is 10 units, which costs NPR 1,000. This is the most common application size for IPOs in Nepal. The maximum application limit is 5,000 units, totaling NPR 500,000.

Due to the limited number of shares for the general public and the high number of applicants expected, it’s highly likely that the IPO will be oversubscribed. In such cases, the allotment is typically done via a lottery system, where each applicant is guaranteed at least 10 shares. This means applying for more than 10 shares does not increase your chances of getting a larger allocation, but it does allow you to be eligible for a higher number of shares if the IPO is not oversubscribed.

Why Swastik Laghubitta is a Promising Investment

Investing in this IPO can be a strategic move for several reasons:

1. Growth in the Microfinance Sector
Nepal’s microfinance sector is vital for financial inclusion, providing essential services to underserved populations. This sector has shown consistent growth and resilience, offering a unique investment avenue.

2. Affordable and Accessible
With a face value of NPR 100 and a minimum investment of just NPR 1,000, the IPO is highly accessible to new and small-scale investors. The digital application process through MeroShare also makes it convenient for everyone to participate.

3. Potential for Market Gains
Historically, microfinance IPOs in Nepal have often listed at a premium on the Nepal Stock Exchange (NEPSE) due to high demand. While past performance is not a guarantee of future results, this trend makes such IPOs attractive for both short-term gains and long-term holding.

4. Reputable Management
The IPO is managed by Nabil Investment Banking Limited, a well-known name in Nepal’s capital market. This association provides a level of confidence in the IPO’s process and management.

Final Thoughts: A Smart Move for Your Portfolio

The Swastik Laghubitta IPO is an excellent opportunity for investors to get a slice of Nepal’s thriving microfinance sector. By offering shares to the general public, the company is not only raising capital but also giving ordinary citizens a chance to participate in its growth story. The combination of a low entry point, a streamlined application process, and the potential for good returns makes this IPO a compelling choice.

Remember to mark the key dates in your calendar: the application window runs from Shrawan 30 to Bhadra 3, 2082. Make sure your MeroShare account is active and you have sufficient funds in your bank account to make your application.

For More: Swastik Laghubitta IPO Call