Sanima Bank Enhances Sajilo eBanking with New Features

19th November 2025, Kathmandu

Sanima Bank has launched significant updates to its Sajilo eBanking platform, implementing new enhancements specifically targeted at refining the user experience (UX) and substantially strengthening security across its digital channels.

Sanima Bank Sajilo eBanking

This commitment to continuous digital improvement makes online banking faster, more efficient, and more transparent for the bank’s growing customer base. The latest enhancements are a vital part of Sanima Bank’s strategy to solidify its position as a digitally advanced financial institution in Nepal.

Enhanced User Experience: Simplified Transaction History

The most prominent feature of this latest update is the radical simplification of how customers access and review their past financial activities.

Direct Access to Statements: With the update, customers can now conveniently access their complete transaction history directly through the account statements within the Sajilo eBanking platform. This eliminates the need for users to navigate multiple, often confusing, steps or specialized reporting functions to find their past records.

Speed and Transparency: This integration streamlines the process, allowing users to quickly look up, verify, and understand their financial movements, promoting superior transparency in their digital banking activities. For instance, a customer tracking a recent payment or a salary deposit can instantly view the detailed record within their statement, saving valuable time.

This focus on core user functionality highlights the bank’s investment in a customer-centric design approach, making banking tasks seamless and less prone to user error.

Core Functionality and Security Focus

While the immediate benefit is transaction history access, the Sajilo eBanking platform continues to offer a comprehensive suite of digital services, all underpinned by continuous security enhancements.

Comprehensive Digital Services: Sajilo eBanking, which includes both the internet banking (i-Banking) and the mobile application, provides a wide array of essential services, including instant fund transfers (both within Sanima Bank and to other banks via NEPALPAY), utility bill payments (electricity, telephone, internet), mobile top-ups, and the ability to manage fixed deposit requests and open new accounts digitally. The platform is also a member of the Fonepay Network, enabling QR code-based payments at retail outlets.

Strengthened Security Architecture: Sanima Bank explicitly states that the update aims to strengthen security. The bank’s commitment to security is evident in its existing protocols for its i-Banking service, which include password-controlled system entry, use of Secure Sockets Layer (SSL) protocol for data encryption (typically 128-bit SSL), and continuous monitoring via firewalls and intrusion detection systems. The continuous updates are crucial for ensuring that the bank’s digital defenses remain ahead of evolving cyber threats, protecting customer data and funds. Furthermore, the use of authentication mechanisms upon login, such as push notifications to the registered device, ensures an added layer of protection.

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Continuous Updates: Historical data from the platform shows regular updates aimed at fixing bugs, introducing features like a chatbot, and refining user interface elements, all reinforcing the bank’s strategy of continuous digital refinement.

Strategic Context and Interest Rate Information

The investment in Sajilo eBanking is a key component of Sanima Bank’s strategy to promote digital adoption and offer a competitive advantage in the Nepali banking sector.

Competitive Edge: By making digital banking easy and secure, Sanima Bank retains its existing customers and attracts new ones who prioritize convenient, self-service banking options.

Interest Rate Context: For customers who utilize these digital services, the bank maintains competitive interest rates across its various savings products. For instance, as of the latest published rates (around November 2025), Sanima Bank offers rates on its different saving schemes:

Sanima Super Savings: Offers 3.28 percent per annum with a minimum balance of NPR 25,000.

Sanima Sunaulo Bachat Khata: Offers a slightly higher rate of 3.78 percent per annum with a minimum balance of NPR 10,000.

Standard Accounts (e.g., Sanima Mero Bachat Khata): Offer 2.77 percent per annum.

The integration of enhanced digital features with solid financial offerings like these savings accounts provides customers with both technological convenience and competitive returns.

For More: Sanima Bank Sajilo eBanking