IME Life’s Laxmi Ghimire Pandey Achieves First COT Qualification for 2026

21st November 2025, Kathmandu

IME Life Insurance Company Limited is celebrating a major professional achievement as its Senior Agency Manager, Laxmi Ghimire Pandey, has become the company’s first professional to achieve the prestigious Court of the Table (COT) qualification for the year 2026.

IME Life’s COT Achievement

This milestone underscores her exceptional performance and sets a new benchmark for excellence within the company and the broader Nepalese insurance sector.

Record-Breaking Achievement and Dual Qualification

Laxmi Ghimire Pandey’s accomplishment is particularly noteworthy due to the speed and efficiency with which she achieved this elite status within the global insurance industry.

Rapid Success: Ms. Pandey only began her career in the insurance sector in 2081 BS (approximately mid-2024 A.D.). Remarkably, she achieved the COT milestone in just over a year, demonstrating an exceptional grasp of the market and unparalleled dedication to client service.

Dual Qualification: In addition to her COT status, Ms. Pandey is also IME Life’s first professional to achieve the Million Dollar Round Table (MDRT) qualification for 2026. The COT qualification requires production levels three times that of the baseline MDRT standard, making her dual achievement a highly significant marker of professional sales excellence.

Inspiration: The company views her rapid and dual success as an important milestone that is expected to serve as a powerful inspiration for her colleagues and aspiring insurance professionals throughout the sector. Her story of perseverance and dedication, despite facing challenges and difficult circumstances, is now a testament to what is achievable in the life insurance industry.

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Significance of the COT Qualification

The Court of the Table (COT) is an international standard recognized globally within the financial services and life insurance sectors.

Global Recognition: COT status is awarded by the Million Dollar Round Table (MDRT) organization, signifying that the professional has met the highly rigorous global standards for premium production, commission, or income. Achieving this level means Ms. Pandey’s production level is equivalent to three times the minimum requirement for basic MDRT membership, placing her among the top professionals worldwide.

Professional Excellence: The qualification is a seal of professional excellence, demonstrating superior product knowledge, ethical conduct, and exceptional client relationship management.

Industry Elevation: Ms. Pandey’s success not only elevates the reputation of her branch and IME Life Insurance as a whole but also contributes to the rising standards of professionalism within the entire Nepalese insurance industry, aligning local practices with global best standards.

Company and Agent Commitment

Company officials expressed profound pride in Ms. Pandey’s accomplishment, acknowledging the direct positive impact her hard work has had on the branch’s standing and overall company reputation. They believe her achievement will strongly motivate other agents to aim for similar elite success levels.

Ms. Pandey shared her excitement about being the first COT qualifier at a reputable company like IME Life. She further emphasized her commitment to contributing to the industry, recognizing that the rapidly growing market needs underscore the increasing importance of life insurance services in Nepal’s changing economic landscape. This accomplishment comes at a time when the Nepalese insurance sector is focusing heavily on capital adequacy and expanding its market reach, making the role of high-performing agents like Ms. Pandey critical to the industry’s future success.

For More: IME Life’s COT Achievement