NMB Bank Limited Introduces Zero Percent Interest EMI Facility On Credit Cards

17th May 2026, Kathmandu

NMB Bank Limited has officially launched an innovative financing scheme aimed at transforming the consumer shopping experience across Nepal. In collaboration with ONEBNPL, the bank is introducing a highly attractive 0 percent interest Equated Monthly Installment facility available through integrated Point of Sale terminals.

NMB Bank 0 Interest

This Buy Now, Pay Later promotional campaign allows NMB Bank credit cardholders to purchase their favorite products immediately and distribute the total cost over manageable monthly payments without enduring any additional interest financial burdens. This limited period offer is strategically designed to boost retail activity while offering unparalleled financial flexibility to middle income consumers.

Zero Percent EMI Across Major Lifestyle and Retail Categories

The newly introduced credit card scheme covers a comprehensive variety of retail and service domains, making it highly useful for everyday lifestyle upgrades. According to the corporate launch details, the zero percent interest installment structure applies to multiple high value consumer market segments. Customers can access the interest free payment option when buying consumer electronics, modern technology devices, furniture, home living setups, and standard home appliances. Furthermore, the financial facility extends to specialized sports gear, micro mobility products, high end fashion garments, luxury accessories, international travel arrangements, and general retail goods, providing broad coverage for shoppers.

Prominent Electronics and Technology Retail Partners

To ensure that tech enthusiasts have maximum access to this interest free credit facility, NMB Bank has onboarded an extensive network of specialized tech merchants. Credit cardholders looking for laptops, mobile phones, or office setups can utilize the zero percent EMI offer at popular outlets across the country. The official technology partner roster includes IT Mart Traders, BT Planet, Time Office Automation, Jaslaya Tech, Plugin Store, Computech, Infotechs Nepal, and PC Mod Nepal. Shopping at any of these integrated locations allows tech consumers to bypass immediate full payments while keeping their personal savings intact.

Premium Furniture and Structural Home Living Merchants

Home renovation and interior design projects can often cause significant financial strain due to the high upfront cost of premium raw materials and decor items. Through this new partnership network, NMB Bank is making home transformations considerably more affordable. Customers can split their bills into interest free chunks at highly rated furniture and home living stores. The participating enterprise network features Infinity Business Hub, SDG Group, Kunyo Gears, Kastha Pariskar, Global Trade Solution, Fattaju Furniture, and J & R Furniture, allowing families to furnish their living spaces comfortably without facing financial stress.

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Modern Home Appliances and Specialized Kitchen Partners

Upgrading household technology is another area where this consumer financing campaign offers extreme value. The bank credit card division has secured agreements with top tier home appliance distributors and lifestyle suppliers across urban centers. Cardholders can shop for refrigerators, smart televisions, air conditioning units, and kitchen gadgets through reliable partner stores including Classic Maker, Swifton Nepal, Lobo Nepal, JS Solar, Technomark Industries, Rilu Enterprise, CoffeeMart Nepal, and Sabal Suppliers. This arrangement ensures that upgrading domestic energy solutions or kitchen machinery becomes a seamless monthly budgeting exercise.

Bicycle, Sports, Luxury Fashion, and Hospitality Outlets

For health conscious consumers and outdoor enthusiasts, the zero percent EMI facility is fully valid at major mobility hubs, featuring Yak Mountain Bike, Onyx Trading, Panc Bike, KTM Bicycle, and Laxmi Cycle Center. Those looking for premium travel accessories, jewelry, or high end fashion can enjoy the payment plan at Balaji Diamond, Luggage World, and Chirag Emporium. Additionally, the bank has expanded the program into the hospitality sector, allowing individuals to book memorable vacation packages through Dhampus Nana Holiday Homes Private Limited, while general technology support remains supported by major national distributors like Simplex International, Lomus Digital, Kratos Technologies, and the highly popular Oliz Store network.

Promoting Responsible and Smarter Consumer Financing Methods

The management of NMB Bank stated that this cooperative retail initiative is engineered to help regular citizens manage their household cash flows more effectively by leveraging standard installment banking products. By removing the traditional interest charges usually associated with long term credit card balances, the bank is encouraging a shift toward smarter, debt conscious consumer financing methods. However, to ensure a smooth transactional experience, the financial institution has strongly advised all credit card users to thoroughly review the specific terms and conditions, processing fees, and tenure options applicable to their purchases before executing the transaction at the counter.

Central Support and Communication Channels for Cardholders

To assist consumers who may have queries regarding their eligibility, remaining credit limits, or the step by step activation process for the ONEBNPL system, NMB Bank has optimized its customer relationship touchpoints. Cardholders can connect directly with the central customer care division by placing a voice call to 01-5970150 during regular working hours. Alternatively, detailed inquiries regarding monthly payment calendars, merchant locations, or credit application extensions can be sent via corporate email to [email protected], allowing users to verify their financial plans before heading out to shop.

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