Global IME Bank Partners Bhat-Bhateni to Offer 0% EMI on Credit Cards

8th June 2026, Kathmandu

In a major boost to digital payments and consumer convenience in Nepal, Global IME Bank Limited and Bhat-Bhateni Supermarket have signed a bilateral agreement to offer an “On-the-Fly” 0% Equated Monthly Installment (EMI) facility.

Global IME Partners Bhat-Bhateni

Under this scheme, customers can purchase goods across all Bhat-Bhateni outlets and split their payments with zero interest and no processing fees.

Key Highlights of the 0% “On-the-Fly” EMI Scheme

The commercial partnership aims to promote digital transactions while giving shoppers greater financial flexibility.

Minimum Purchase Eligibility: Global IME Bank credit cardholders can instantly convert their bills into installments on purchases of NPR 15,000 or above.

Zero Extra Costs: This plan features 0% interest and completely waives any processing fees.

Flexible Tenures: Customers can choose a repayment period that suits their budget, with options of 3, 6, 9, 12, or 18 months.

Instant Processing: The “On-the-Fly” feature means the EMI is approved instantly at the billing counter with no additional paperwork required.

Financial Relief for Shoppers: This facility is expected to significantly ease the immediate financial burden on customers purchasing high-value items, such as electronics, home appliances, and large household goods, allowing them to manage their expenses systematically.

Introducing the Exclusive ‘Global BBSM Club Card’

As a unique highlight of this collaboration, the two institutions are introducing the Global BBSM Club Card—a specialized co-branded credit card.

This card is tailor-made for loyal Bhat-Bhateni shoppers based on their transaction history and financial behavior.

Credit Limits: Eligible customers can get a credit limit ranging from NPR 150,000 to NPR 300,000, evaluated based on their shopping history over the last fiscal year and the most recent 3 months.

Exclusive Benefits: Initially usable within the Bhat-Bhateni network, cardholders will enjoy seamless payment options, exclusive discounts, special offers, and future loyalty rewards.

The technical infrastructure driving this smooth integration at checkout points is powered by IMS Software Pvt. Ltd., acting as the official tech partner.

About the Partner Institutions

1. Global IME Bank Limited

Global IME Bank is the first private-sector commercial bank in Nepal to establish a branch network spanning all 77 districts of the country.

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The bank’s massive footprint features over 1,000 service centers, including:

• 344 Branch Offices

• 368 ATMs

• 147 Branchless Banking Units

• 69 Extension and Revenue Collection Counters

• 3 Foreign Representative Offices

Beyond domestic banking, Global IME Bank is a premier remittance corridor for Nepal, channeling funds from nations including the USA, UK, Canada, Australia, Malaysia, South Korea, Japan, Saudi Arabia, Qatar, UAE, Bahrain, Kuwait, India, and Jordan.

An Award-Winning Institution

Global IME Bank boasts an illustrious track record of national and international accolades, including:

Best Bank Nepal: 2024, 2025, and 2026

Euromoney Award for Excellence: 2022, 2024, and 2025

Best Bank ESG Nepal: 2024

Bank of the Year: 2014

2. Bhat-Bhateni Supermarket

Bhat-Bhateni is Nepal’s largest and most trusted retail and departmental store chain, offering everything from daily groceries to high-end electronics across its rapidly expanding nationwide network.

For more: Global IME Partners Bhat-Bhateni