Citizens Bank Enables Digital SIP Applications Through Website and Mobile Banking
28th June 2026, Kathmandu
Customers can now apply for the popular Citizens Sadabahar Yojana Systematic Investment Plan directly through the official bank website and mobile banking platform of Citizens Bank.
Citizens Bank Enables SIP
This highly anticipated rollout removes the traditional barriers of physical paperwork and long waiting lines. By moving this service to the internet, the financial institution is making disciplined wealth creation accessible to everyday retail investors across the nation.
A Strategic Collaboration for Smart Retail Investing
This new digital application system was launched in close collaboration with Citizens Capital Limited, the specialized subsidiary of the bank. The core goal of this joint initiative is to promote a healthy culture of regular, disciplined, and long term investing among the general public.
For a long time, the concept of a Systematic Investment Plan remained locked behind complicated physical onboarding procedures. Now, through this seamless tech partnership, the bank is bringing advanced investment management straight to the smartphones of millions of Nepalese citizens.
Total Investment Access Anytime Anywhere via DigiBank
The entire registration framework is powered by the advanced DigiBank platform. Users can effortlessly complete their online registration and kickstart their personal investment journey within a few clicks. There is absolutely no need to visit a local bank branch or wait for a customer representative.
According to executive statements, this new online pipeline makes the entire process significantly faster, simpler, and more secure. It removes human error from the application journey and encourages everyday retail investors to automate their savings based on their unique individual financial goals.
A Deep Tradition of Pioneering Digital Banking in Nepal
This latest feature is not an isolated event but rather part of a massive ongoing digital expansion. Over the past few years, the bank has consistently broken boundaries to deliver first in class technologies to the local market.
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For instance, the institution previously introduced the first virtual credit card in Nepal, known as the Citizens Fonepay Credit Card. This product was launched in partnership with Fonepay to give consumers cardless credit power. The bank has built a strong reputation for being a digital pioneer, making the online SIP feature a natural next step in its evolution.
Specialized Financial Products Designed for Modern Users
The digital ecosystem of the bank continues to grow with highly targeted accounts. Recently, the organization launched the Citizens Gen G Savings Account, designed specifically to meet the digital expectations of younger customers. It also rolled out the Freelancer Savings Account, which caters directly to the booming independent digital workforce in Nepal.
Furthermore, the bank made history by becoming the first in Nepal to offer direct share application and CRN registration services right inside a mobile banking app. They also introduced a unique cross bank teller service. This allows customers of other financial institutions to withdraw physical cash by simply scanning a teller QR code at any physical bank branch.
Massive Nationwide Infrastructure Backing the Tech Revolution
While the bank is pushing hard into virtual spaces, its digital offerings are anchored by a massive physical footprint. The institution currently serves more than 2.03 million customers across the country.
This vast user base is supported by a nationwide network of 200 branches spanning across 61 districts. The infrastructure also includes 169 active ATMs, three specialized extension counters, and 42 branchless banking units. This widespread presence ensures that even as services move online, physical support remains readily available.
Final Thoughts Empowering Financial Freedom in Nepal
The launch of the online application for the Citizens Sadabahar Yojana marks a major milestone for retail finance in Nepal. By lowering the entry barrier for a Systematic Investment Plan, the bank is giving ordinary people the tools to combat inflation and build generational wealth.
As digital banking adoption continues to accelerate across all 61 districts, features like these will reshape the economic habits of the population. With instant mobile access, building a stable financial future is now truly in the palm of your hand.
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