Citizens Bank International Limited Published Unaudited Financial Results for Fiscal Year 2082/83
14th August 2026, Kathmandu
Citizens Bank International Limited has published its unaudited financial statements for the fourth quarter of fiscal year 2082/83.
Citizens Bank Financial Results Published
The financial disclosure highlights solid performance with notable growth in net profit operating income and core deposit collection across its banking operations.
Strong Growth in Net Profit and Earnings Per Share
The financial results detail significant growth in bottom line profitability during the fiscal year:
- The bank posted a net profit of Rupees 2.09 billion for fiscal year 2082/83.
- This reflects a 63 percent increase compared to the net profit of Rupees 1.29 billion reported in the previous fiscal year.
- Annualized earnings per share rose by Rupees 4.82 to reach Rupees 13.53 during the review period.
Operating Performance and Revenue Stream Trends
Key revenue and expenditure lines shifted as follows during the review fiscal period:
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- Operating Profit: Operating profit increased by 81 percent rising from Rupees 1.99 billion to Rupees 3.60 billion.
- Net Interest Income: Net interest income declined by 1.90 percent to settle at Rupees 6.29 billion compared to Rupees 6.41 billion in the prior year.
- Fee and Commission Income: Net fee and commission income increased by 6.33 percent to reach Rupees 1.43 billion.
- Total Operating Income: Total operating income grew by 2.13 percent to stand at Rupees 8.34 billion.
- Impairment Charges: Impairment charges for the bank stood at Rupees 829.3 million.
Deposit Base Loan Portfolio and Asset Quality
Citizens Bank International maintained a large business footprint alongside shifting asset quality indicators:
- Deposit Collection: Total customer deposits reached Rupees 231.73 billion by the close of the fourth quarter.
- Loan Portfolio: Total loan disbursements and credit advances reached Rupees 170.14 billion.
- Non Performing Loans: The non performing loan ratio increased to 5.88 percent compared to 4.89 percent recorded in the previous fiscal year.
Capital Base Reserves and Distributable Earnings
The balance sheet structure and capital buffers remained solid across the fiscal year:
- Paid Up Capital: The total paid up share capital of the bank stood at Rupees 15.51 billion.
- Reserves and Equity: Total reserves associated with the financial institution reached Rupees 9.38 billion.
- Distributable Profit: Distributable profit at the end of Ashadh stood at Rupees 523.1 million.
- Net Worth Per Share: The reported net worth per share of the bank reached Rupees 160.51.
Summary of Fiscal Performance and Outlook
The fourth quarter results for fiscal year 2082/83 demonstrate strong operating efficiency and earnings growth for Citizens Bank International Limited.
While a 63 percent surge in net profit confirms solid earning capacity managing loan quality and lowering non performing asset levels will remain key focus areas in the upcoming fiscal periods.
