National Insurance Company Published Unaudited Financial Results for Fiscal Year 2082/83

14th August 2026, Kathmandu

National Insurance Company has published its unaudited financial statements for the fourth quarter of fiscal year 2082/83.

National Insurance Financial Results

The financial disclosure outlines a reduction in overall net loss despite ongoing operational pressures on core underwriting revenue and investment earnings.

Narrowing of Annual Net Loss

The fourth quarter financial statement details a slight improvement in bottom line results during the review period:

• The company reported a net loss of Rupees 131.08 million for fiscal year 2082 83.
• This reflects a narrowing of the net loss by approximately 13 percent compared to the net loss of Rupees 150.74 million recorded in the previous fiscal year.
• The reduction in total operational expenses served as the primary contributor to the narrowing of overall net losses.

Underwriting Revenue Expenses and Investment Income Trends

Key operational income streams and expenditure lines shifted as follows during the review fiscal year:

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• Net Insurance Premium Income: Net premium earnings declined by 12.39 percent to settle at Rupees 569.9 million compared to Rupees 650.46 million in the prior year.
• Investment Income: Revenue generated from investments fell by 28.41 percent during the review period.
• Total Income Generation: Driven by lower premium collections and reduced investment yields total corporate income fell to Rupees 735.6 million.
• Total Operating Expenses: The company reduced its total operating expenses by 20.76 percent down to Rupees 922.9 million.
• Claim Settlement Payments: Total claim payouts increased by approximately 13 percent to reach Rupees 710.8 million.

Capital Structure Reserves and Solvency Ratio

National Insurance Company maintained its baseline capital structure while expanding its underlying insurance reserve:

• Paid Up Capital: The paid up share capital of the enterprise increased by 6.65 percent to reach Rupees 1.69 billion.
• Insurance Fund Growth: The insurance fund expanded by around 10 percent rising to Rupees 2.62 billion.
• Solvency Margin Ratio: The regulatory solvency margin ratio remained unchanged at 4.00 percent demonstrating stable solvency compliance relative to previous baseline levels.

Summary of Fiscal Performance and Outlook

The financial results for fiscal year 2082/83 reflect ongoing restructuring and expense optimization efforts for National Insurance Company.

While a 20.76 percent reduction in expenses helped narrow the annual net loss to Rupees 131.08 million revitalizing net premium collections and managing elevated claim payouts will serve as essential priority areas for corporate recovery in upcoming fiscal periods.

For More: National Insurance Financial Results