Prime Commercial Bank Published Unaudited Financial Results for Fiscal Year 2082/83

14th August 2026, Kathmandu

Prime Commercial Bank Limited has published its unaudited financial statements for the fourth quarter of fiscal year 2082/83.

Prime Bank Financial Results

The financial disclosure highlights solid operational growth with a notable increase in net profit operating income and deposit collection across its banking operations.

Strong Growth in Net Profit and Earnings Per Share

The financial results detail significant expansion in bottom line profitability during the fiscal year:

• The bank earned a net profit of Rupees 4.11 billion for fiscal year 2082 83.
• This reflects a 28.48 percent increase compared to the net profit of Rupees 3.20 billion reported in the previous fiscal year.
• Annualized earnings per share increased to Rupees 19.63 up from Rupees 16.50 recorded in the preceding year.

Operating Performance and Revenue Stream Trends

Key revenue and profitability indicators expanded across the review period:

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• Operating Profit: Operating profit rose by 27 percent to reach Rupees 6.83 billion compared to Rupees 5.38 billion a year earlier.
• Net Interest Income: Net interest income increased by 4.47 percent to stand at Rupees 9.21 billion up from Rupees 8.82 billion in the prior fiscal year.
• Total Operating Income: Total operating income generated by the bank reached Rupees 11.90 billion at the close of the review year.
• Distributable Profit: Distributable profit reported by the financial institution stood at Rupees 1.91 billion.

Deposit Base Loan Portfolio and Asset Quality

Prime Commercial Bank maintained a substantial market footprint while managing shifting asset quality metrics:

• Deposit Collection: Total customer deposit collections reached Rupees 277.74 billion by the end of the fourth quarter.
• Loan Investment: Total loan investment and credit disbursements reached Rupees 226.44 billion.
• Non Performing Loans: The non performing loan ratio increased to 6.69 percent compared to 5.81 percent recorded in the previous fiscal year.

Capital Base Reserves and Net Worth

The financial institution maintained a robust capital foundation and equity base:

• Paid Up Capital: The total paid up share capital of the bank stood at Rupees 20.95 billion.
• Reserves and Equity: Total reserves associated with the bank reached Rupees 13.98 billion.
• Net Worth Per Share: The reported net worth per share of the bank stood at Rupees 175.

Summary of Fiscal Performance and Outlook

The fourth quarter financial results for fiscal year 2082/83 confirm strong operating performance and earnings growth for Prime Commercial Bank Limited.

While a 28.48 percent increase in net profit highlights strong revenue generation managing non performing loans and improving credit quality will serve as critical priority areas in upcoming fiscal periods.

For More: Prime Bank Financial Results