Nepal Rastra Bank Raises Daily Digital Wallet Deposit Frequency to 50 Transactions for Festive Season
16th October 2026, Kathmandu
Nepal Rastra Bank (NRB) has amended its Unified Directive on Payment Systems, temporarily increasing the daily wallet deposit frequency limit for individual users to 50 transactions per day during the upcoming Dashain, Tihar, and Chhath festivals.
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NRB Raises Deposit Frequency
Regulatory Policy Revision, Festival Schedule, and Digital Payment Objectives
The central bank enacted the regulatory adjustment to reduce cash reliance and promote digital transactions such as transferring festival gifts and monetary blessings (Dakshina) electronically.
- Regulatory Amendment Scope: NRB issued an amendment to the Unified Directives on Payment Systems to relax transaction frequency ceilings for individual digital wallets.
- Deposit Frequency Increase: Individual account holders can now load or deposit funds into digital wallets up to 50 times per day.
- Previous Transaction Ceiling: Prior to this regulatory adjustment, the standard daily load frequency for natural persons was restricted to 10 transactions per day.
- First Implementation Window: The expanded deposit facility is operational during Dashain from Ashwin 31, 2083 (October 17, 2026) through Kartik 8, 2083 (October 25, 2026).
- Second Implementation Window: The facility will resume during Tihar and Chhath from Kartik 21, 2083 (November 7, 2026) through Kartik 29, 2083 (November 15, 2026).
- Promotion of Digital Dakshina: The policy aligns with NRB’s public appeal urging citizens to utilize digital payment platforms for distribution of festive gifts and Dakshina instead of physical banknotes.
- Policy Objectives: Designed to reduce paper currency demand, lower operational handling costs, and drive adoption of electronic payment channels during peak shopping periods.
For More: NRB Raises Deposit Frequency
