Global IME Bank Reports Strong Q1 Financial Results: Net Profit Rises 24.5 Percent to NPR 2.31 Billion

2nd November 2026, Kathmandu

Global IME Bank Limited has published its unverified financial report for the first quarter of the fiscal year 2083/84 (ending Mid-October 2026), demonstrating aggressive growth across core operational indicators.

Global IME Financial Results

The bank recorded a net profit of NPR 2.31 billion during the review period, representing a 24.50 percent increase compared to NPR 1.86 billion earned in the corresponding quarter of the previous fiscal year.

Net Profit and Operational Performance Growth

The bank experienced significant operational earnings growth, supported by steady expansion in net interest revenue and higher fee-based income.

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• Net Profit: Reached NPR 2.31 billion, expanding by 24.50 percent year-on-year from NPR 1.86 billion in Q1 FY 2082/83.
• Net Interest Income: Expanded to NPR 4.19 billion, up from NPR 4.13 billion recorded in the baseline quarter.
• Net Fee and Commission Income: Rose significantly to NPR 1.22 billion, compared to NPR 907.6 million in the prior year’s first quarter.
• Total Operating Income: Exceeded NPR 6.01 billion, up from NPR 5.52 billion in Q1 FY 2082/83.
• Operating Profit: Surged to NPR 3.22 billion, up from NPR 2.37 billion in the baseline period.
• Profit Before Tax: Reached NPR 3.22 billion, expanding from NPR 2.49 billion reported in the base period.

Deposit Mobilization, Lending Expansion, and Asset Scale

The financial institution maintained its position as one of the largest commercial lenders in Nepal by expanding deposits, lending portfolios, and total asset holdings.

• Total Deposit Mobilization: Accumulated to NPR 690.00 billion by the end of the first quarter, expanding from NPR 669.17 billion recorded at the end of the previous fiscal year.
• Total Credit and Advances: Expanded to NPR 471.96 billion, up from NPR 439.09 billion at the end of the prior fiscal year.
• Total Assets: Expanded to NPR 835.36 billion, growing from NPR 820.90 billion at the previous fiscal year-end.
• Paid-up Capital: Stood at NPR 39.64 billion.
• Reserve Fund: Accumulated to NPR 27.97 billion.

Asset Quality Metrics and Efficiency Indicators

Declining non-performing loans and reduced cost of funds underscore improved asset quality and operational efficiency.

• Non-Performing Loan (NPL) Ratio: Improved to 4.79 percent, down from 4.98 percent recorded in Q1 of the previous fiscal year.
• Cost of Funds: Reduced to 3.26 percent, down from 3.92 percent in the baseline quarter.
• Base Rate: Decreased to 4.61 percent, down from 5.40 percent in the baseline period.

Shareholder Returns and Key Ratios

Enhanced overall profitability significantly boosted return metrics and per-share earning figures.

• Earnings Per Share (EPS): Climbed to NPR 23.35, up from NPR 19.51 in the baseline quarter.
• Return on Equity (ROE): Increased to 13.29 percent, up from 11.01 percent in Q1 FY 2082/83.
• Return on Assets (ROA): Improved to 1.12 percent, compared to 1.05 percent recorded in the corresponding period last year.

For More: Global IME Financial Results