Global IME Krishi Karja: Overview and Features

30th September 2026, Kathmandu

Global IME Krishi Karja is a dedicated agricultural financing facility from Global IME Bank targeted at individual farmers, agricultural entrepreneurs, and agribusinesses in Nepal.

Global IME Krishi Karja

It offers funding from Rs. 0.5 Million up to Rs. 10 Million with fast-track processing and minimal documentation requirements.

Key Features & Facilities

Loan Range: Minimum Rs. 500,000 (0.5 Million) to maximum Rs. 10,000,000 (10 Million).

Loan Options:

• Fixed Term Loans: Up to 5 years for purchasing machinery, tractors, trucks, cold storage, shed construction, or land/infrastructure development.
• Working Capital Term Loans: Funding for permanent working capital needs.
• Cash Credit: Flexible line of credit for short-term, seasonal, or fluctuating operational needs (1-year renewable).
• Hire Purchase Loan: Vehicle financing for agricultural transport.
• Bank Guarantee: Financial guarantees to build trust with suppliers and stakeholders.
• Repayment Flexibility: Options for Equated Monthly Installments (EMI), Equated Quarterly Installments (EQI), or quarterly interest payments tailored to harvest and cash flow cycles. Minimum tenure starts at 6 months.
• Processing Speed: Fast-track approval process completed within approximately 3 working days once all required documents are submitted.
• Advisory Support: Integrated commodity-specific lending guidance and dedicated agricultural advisory services.

Required Documentation Checklist

To apply, gather the following documentation for the applicant, business, and guarantors:

Identification & Personal Identification (KYC)

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Citizenship certificate copies and passport-size photographs of the applicant, proprietor, partners, shareholders, and guarantors.

Net worth statements, family details, and multiple banking declarations.

Business registration certificate, PAN/VAT certificate, and firm/company formation documents (Partnership Deed, MOA, AOA, or Board Resolution where applicable).

Financials & Business Documents

• Declaration of Sales or Taxable Profit (audited/provisional financials as per bank policy).
• Tax clearance certificate or submitted tax returns (mandatory for exposures exceeding Rs. 5 Million).
• Last 6 to 12 months’ bank account statements.
• Stock, Receivables, and Payables report.

Collateral & Property Documents

• Land Ownership Certificate (Lal Purja) and latest revenue/tax receipts (Malpot Receipt).
• Blueprint / Cadastral map and Boundary Disclosure (Char Killa) from the Ward Office.
• Rajinama (Transfer Deed) and co-heir (Anshiyar) disclosure letter from the local Ward Office.
• Construction completion certificate or municipal approval documents (if pledging built property).

Bank Account & Application Form

• Current account opened with Global IME Bank in the name of the borrower/entity.
• Fully completed and signed standard loan application form.

How to Apply

• Visit a Branch: Apply directly at any Global IME Bank branch across Nepal.
• Contact a Relationship Manager: Reach out to an agri-financial relationship manager at the bank to evaluate eligibility and collateral value before formal submission.

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