Mother Gifts NPR 5 Lakh Citizen Life Insurance Policy to Daughter on 5th Birthday in Salyan
6th November 2026, Kathmandu
Santa Bista, a resident of Chyura, Bangad Kupinde Municipality-4, Salyan district, has presented a life insurance policy as a birthday gift to her five-year-old daughter, Ruchita Pariyar.
Mother Gifts Insurance Policy
On the occasion of her daughter’s fifth birthday, Bista purchased a life insurance policy with a sum assured of NPR 5 lakh to secure her daughter’s financial future.
Advertisement
Key Details of the Insurance Policy Gift
The insurance coverage was acquired through local operational channels of Citizen Life Insurance Company Limited.
- Issuing Institution: Citizen Life Insurance Company Limited (Sallibazar Branch, Salyan).
- Insurance Scheme Name: Citizen Baal Bhabishya Beema Yojana (Citizen Child Future Insurance Plan).
- Policyholder / Proposer: Santa Bista (Mother).
- Beneficiary / Insured: Ruchita Pariyar (Daughter, 5th Birthday).
- Sum Assured Amount: NPR 5,00,000 (NPR 5 Lakh).
- Key Company Representatives Present: Molal Sahu (Sallibazar Branch Head) and Mahendra Budha (Insurance Agent).
Scheme Features, Risk Coverage, and Maturity Benefits
The specialized child insurance product integrates dual-risk protection along with accumulated financial returns upon policy completion.
- Integrated Risk Coverage: The Citizen Child Future Insurance Plan provides coverage for the insured child while simultaneously bearing the risk cover for the proposer (parent).
- Optional Rider Benefits: The policy incorporates various optional riders and customized benefit features as per scheme guidelines.
- Maturity Benefit Payout: Upon the completion of the insurance term, the policyholder or beneficiary will receive the full sum assured of NPR 5 lakh along with accumulated bonuses accrued under company rules.
- Strategic Objective: The initiative highlights a growing trend of replacing expensive birthday gifts with structured financial instruments to build long-term educational and financial security for children.
For More: Mother Gifts Insurance Policy
