Manjushree Finance Celebrates 18th Anniversary, Enters Its 19th Year of Service

14th October 2025, Kathmandu

Manjushree Finance Limited (MFIL), a prominent National Level Class ‘C’ Financial Institution in Nepal, has triumphantly marked its 18th anniversary, celebrating the commencement of its 19th year of dedicated service.

Manjushree Finance’s 18th Anniversary

Established on October 15, 2007 (28th Ashwin 2064 BS), the company has evolved into one of the country’s leading finance institutions, built on a foundation of trust, transparency, and relentless innovation. This milestone celebration was a heartfelt acknowledgment of the invaluable contributions from its extensive network of customers, well-wishers, shareholders, regulatory bodies, and dedicated employees, whose unwavering support has been the company’s greatest asset throughout its successful journey.

The finance company’s strategic growth and unwavering commitment to customer-centricity are clearly reflected in its operational scale and impressive financial indicators. As of its 18th anniversary, Manjushree Finance boasts a robust financial standing, showcasing its stability and capability to drive future growth. The company’s continued focus remains on delivering high-quality, customer-friendly financial services that meet the diverse and evolving needs of the Nepali population, from individuals and households to micro, small, and medium enterprises (MSMEs).

Financial Strength and Investor Confidence

Manjushree Finance’s journey into its 19th year is underpinned by a solid financial performance, making it a compelling entity for both existing and potential investors. According to the company’s latest disclosures, which align with the end of the fiscal year 2081/82 (Q4), the institution has delivered strong results. The audited figures for the last fiscal quarter highlight a significant year of growth and operational efficiency.

The most recent reported figures underscore its financial health. Manjushree Finance posted a commendable net profit of NRs 314.38 million (approximately $3.14 million USD equivalent), reinforcing its position in the competitive financial landscape. This strong profitability is further translated into attractive returns for its shareholders. The Earnings Per Share (EPS) for the fiscal year 081-082, Q4, stands at an impressive NRs 23.26. Moreover, the company’s focus on distributing value to its shareholders is evident in the proposed 15.00% dividend for the same fiscal year (FY: 081-082).

The company’s intrinsic value is also strong, with a Book Value per Share (BVPS) recorded at NRs 180.85. These key financial indicators, including a Price-to-Earnings (P/E) ratio of 26.44 and a Return on Equity (ROE) TTM of approximately 13.55%, collectively paint a picture of a well-managed and financially robust institution poised for sustained success. The high level of transparency in its reporting and adherence to regulatory standards ensures that investor benefits are protected and maximized.

Driving Economic Growth Through Strategic Mobilization

Central to Manjushree Finance’s success is its effective mobilization of funds, serving as a critical engine for economic activity across Nepal. The institution currently manages a substantial deposit base, amounting to NRs 23 billion (approximately $230 million USD equivalent). This significant figure reflects the deep trust that the Nepali public has placed in the company’s reliability and security as a financial steward.

Equally important is the company’s role in credit allocation. Manjushree Finance has strategically mobilized around NRs 19.2 billion (approximately $192 million USD equivalent) in loans. This loan portfolio is crucial for stimulating local economies, supporting diverse needs ranging from personal financing solutions like Home, Auto, and Education Loans to vital funding for micro, small, and medium enterprises (MSMEs) through tailored Business Term Loans and Cash Credit facilities. By offering competitive interest rates on deposits and affordable loan rates, the company actively promotes financial inclusion and facilitates capital formation necessary for national development.

Expanding Reach: Network and Customer Base

In its nearly two decades of operation, Manjushree Finance has significantly expanded its footprint to ensure accessible financial services across Nepal. The company operates a robust network comprising 27 branches and one extended counter, providing national-level coverage. This extensive geographical spread is a testament to the company’s commitment to improving financial access, especially in semi-urban and rural areas. Earlier in 2025, the company highlighted its commitment to broader outreach, actively conducting financial literacy programs across its network, which at the time included 28 branches nationwide (including the extended counter mentioned in the anniversary note), reaching over 1,000 participants in collaboration with the Nepal Rastra Bank.

The direct result of this dedicated outreach and quality service delivery is a rapidly growing customer base, which now exceeds 155,000 satisfied customers. This substantial customer base not only signifies the company’s market penetration but also underscores its success in fostering long-term client relationships.

The Future is Digital: Innovation and Financial Technology

Looking forward, Manjushree Finance has unveiled ambitious plans for its 19th year and beyond, with a strong emphasis on digital transformation. The company is committed to upholding its core principles—trust, transparency, and innovation—while leveraging cutting-edge technologies to enhance the customer experience.

The future strategy pivots heavily on digital banking expansion. The company already offers a sophisticated suite of digital products, including Manjushree Smart (Mobile Banking) App and comprehensive Web Banking services. These platforms facilitate 24/7 access to account management, fund transfers, bill payments, and secure transactions using 128-bit SSL encryption and two-factor authentication (OTP). Furthermore, its Corporate Pay solution simplifies bulk payments and payroll processing for businesses, demonstrating a commitment to empowering corporate clients. Future initiatives will focus on continually introducing new technologies and services to meet the evolving digital financial needs of its customers, reinforcing its leadership in the digital finance space in Nepal.

The strategic vision also includes:

• Improving Rural Financial Access: Leveraging its growing branch network and digital platforms to bring formal financial services to underserved populations.
• Enhancing Investor Benefits: Continuously improving financial performance and dividend payout policies to secure and grow stakeholder value.
• Sustainable and Inclusive Growth: Reaffirming its commitment to responsible corporate citizenship and contributing to the overall financial stability of the nation.

Manjushree Finance Limited is therefore not just celebrating an anniversary; it is reaffirming its role as a key driver of financial inclusion and modernization in Nepal, poised for an even more impactful journey in the years to come.

For More: Manjushree Finance’s 18th Anniversary