Agricultural Development Bank (ADB) Announces Limited Branch Operations on Friday, September 12, 2025
12th September 2025, Kathmandu
Agricultural Development Bank Limited (ADB), a key financial institution in Nepal, has issued an important public notice to its customers.
ADBL to Operate Limitedly
In response to the current national situation and heightened security concerns, the bank has announced that a number of its branches in the Kathmandu Valley will operate on a limited schedule on Friday, September 12, 2025 (Bhadra 27, 2082). The decision, which is consistent with the proactive measures taken by other banks in the country, aims to ensure that essential financial services remain accessible while the safety of both customers and staff is prioritized.
Strategic Branch Operations and Limited Hours
ADB has designated a list of branches in the Kathmandu Valley that will be open for essential banking services. These branches have been strategically chosen to serve major residential and commercial hubs, allowing customers to complete urgent financial activities without the need for extensive travel. The open branches and their respective districts are:
- Kathmandu: Ramshahpath, Ratnapark, Kalanki, Kalimati, and Swayambhu
- Lalitpur: Lagankhel and Mangalbazar
- Bhaktapur: Gaththaghar, Sallaghari, and Bode
The operating hours for these branches have been set from 10:00 AM to 1:00 PM, providing a three-hour window for customers to perform critical transactions. During this period, the bank will focus on providing core services such as cash deposits and withdrawals and other priority account-related services, which are vital for day-to-day financial needs. Non-essential services like loan applications or detailed financial consultations will be suspended to ensure operational efficiency and security.
Nationwide Response and Digital Banking Push
ADB’s notice extends beyond the Kathmandu Valley, stating that branches outside the capital will also be operational, but their schedules will be managed in coordination with local security personnel. This flexible and decentralized approach acknowledges the varying security situations across different regions of the country and ensures that service continuity can be maintained wherever feasible. This is particularly important for a bank like ADB, which is known for its strong presence in rural and regional areas and its focus on supporting agricultural and rural development.
To further minimize the need for physical visits and reduce potential exposure to security risks, ADB is strongly encouraging its customers to utilize its electronic banking services. The bank’s digital platforms, including internet banking, mobile banking applications (ADBL Smart), and its ATM network, remain fully functional and are available 24/7. These platforms provide a secure and convenient way for customers to perform a wide range of transactions, from fund transfers to bill payments, from the safety of their homes. This push towards digital services is a critical component of the bank’s crisis management plan, providing a resilient and accessible alternative to traditional banking.
Commitment to Transparency and Safety
The decision by Agricultural Development Bank to implement restricted operating hours is consistent with the broader response of Nepal’s financial sector. Other major banks, including Nabil Bank, NIC ASIA Bank, and Rastriya Banijya Bank, have also introduced similar temporary schedules. This coordinated effort highlights the industry’s commitment to adapting to the national crisis while ensuring that essential financial services remain available to the public. The Nepal Rastra Bank (NRB), the country’s central bank, has also issued guidance to all financial institutions to maintain essential services with limited staff, and the actions of Agricultural Development Bank Limited align perfectly with this directive.
By providing clear communication about its operational changes, ADB is reinforcing its role as a reliable financial partner during uncertain times. The bank’s focus on balancing limited physical services with robust digital platforms demonstrates its dedication to both customer convenience and security. The bank has reassured its customers that their funds and transactions are secure and has encouraged them to plan their visits carefully, use digital channels for non-urgent needs, and prioritize their personal safety.
For More: ADBL to Operate Limitedly
