Citizen Investmet Trust Pension Scheme: National Laghubitta Employees Secure Future Financial Benefits in Nepal
15th July 2025, Kathmandu
Citizen Investment Trust (CIT) has officially joined the Pension Scheme National Laghubitta that it operates. This move strengthens the participation of organized institutions in providing financial security benefits to their employees.
CIT Pension Scheme
As part of this agreement, around 600 employees working at the National Laghubitta Bittiya Sanstha Limited are set to become members of the scheme. This will enable them to enjoy the benefits of provident and pension funds under a well-structured and managed system.
The formal agreement was signed on Tuesday by Executive Director Parbat Kumar Karki representing the Citizen Investment Trust and Chief Executive Officer Rambahadur Yadav representing the microfinance institution. Both parties expressed their commitment to enhancing employee welfare through this partnership.
The scheme allows eligible organizations and their staff to participate, with options for managing the provident fund on either a contributory or non-contributory basis, depending on institutional preference.
The National Laghubitta Bittiya Sanstha, classified as a national-level ‘Category G’ organization, has now officially joined this provident fund scheme. At present, the institution operates 185 branches across 74 districts, providing microfinance services to approximately 241,000 households throughout Nepal.
About CIT
Citizen Investment Trust (CIT) is a government-owned financial institution in Nepal. It was established to promote savings and investment among citizens. CIT mobilizes funds from the general public through various savings and investment schemes. These funds are then invested in government securities, infrastructure projects, and development activities to support the nation’s economic growth.
CIT offers provident fund, pension, and insurance schemes to individuals and organizations. It plays a key role in mobilizing long-term capital for national development. The trust also provides financial services like mutual funds and fixed deposits.
Through its operations, CIT aims to encourage a culture of saving and secure financial future for Nepali citizens. It contributes to economic stability by channeling public savings into productive sectors. Overall, CIT serves as a bridge between individual investors and the government’s development goals.
About National Microfinance
National Laghubitta Bittiya Sanstha Limited is a leading microfinance institution in Nepal. Established in 2014, it operates under Nepal Rastra Bank’s “D” class license. The institution was founded by prominent banks, financial organizations, and individuals. Its main goal is to provide financial services to underserved communities across Nepal.
National Laghubitta offers various financial products, including savings accounts, children’s funds with 7% interest, social security insurance, remittance services, and mobile banking. Besides financial support, it provides training, technical assistance, financial literacy programs, and skill development to empower clients.
The institution has a strong capital base supported by multiple banks and promoters. It operates through many branches nationwide, aiming to improve the socio-economic status of its clients.
For more:- CIT Pension Scheme
