Garima Bikas Bank Introduces Garima Smart Teller Mobile Banking Service
30th September 2026, Kathmandu
Garima Bikas Bank Limited has introduced Garima Smart Teller Service.
Garima Smart Teller Mobile Banking Service
It is a digital banking facility that allows customers to make cash withdrawals at bank branches and extension counters without presenting physical cheques or debit cards.
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Service Features and Operational Details
The Smart Teller facility integrates with the bank’s mobile banking platform to provide direct counter withdrawals.
- Cardless and Cheque-free Transaction: Customers can execute over the counter cash withdrawals using only their mobile banking application.
- Convenience and Efficiency: The digital process is designed to reduce counter processing times and provide a secure, hassle-free transaction mechanism.
Transaction Limits and Frequencies
Garima Bikas Bank has established specific transaction thresholds and volume caps for the Garima Smart Teller service.
- Per Transaction Limit: NPR 100,000.00 per single transaction.
- Daily Transaction Limit: NPR 300,000.00 maximum cumulative amount per day.
- Monthly Transaction Limit: NPR 1,500,000.00 maximum cumulative amount per month.
- Daily Frequency Cap: Maximum of 20 transactions per day.
