ICFC Finance Reports Fourth Quarter Financial Results For Fiscal Year 2082/83
3rd August 2026, Kathmandu
ICFC Finance Limited has published its unaudited fourth quarter financial results for the fiscal year 2082/83.
ICFC Finance Financial Results Q4
The company reported a 20.67 percent decline in net profit despite recording higher net interest income during the review period.
The finance company posted a net profit of NPR 264.2 million, down from NPR 333 million recorded in the previous fiscal year.
Net Interest Income Grows
Despite the overall decline in profitability, ICFC Finance recorded an increase in its core lending income.
The net interest income of the company rose from NPR 594.3 million in the previous year to over NPR 645.4 million, reflecting improved earnings from core lending operations.
However, total operating income slipped slightly to NPR 806.9 million, compared to NPR 811.3 million reported a year earlier.
Operating Profit Declines
ICFC Finance experienced a notable drop in operating profit during the review period.
Operating profit fell from NPR 474.8 million in the previous fiscal year to NPR 375.1 million.
The company reported a distributable profit of NPR 141.7 million, which will be considered while determining future dividend distribution, subject to regulatory approval.
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Earnings Per Share Fall And Asset Quality Improves
The Earnings Per Share of the company declined from NPR 28.14 to NPR 22.33, mirroring the decrease in net profit.
On a positive note, ICFC Finance improved its overall asset quality during the fiscal year.
The Non Performing Loan ratio declined from 1.84 percent to 1.55 percent, indicating better management of loan defaults and credit risk.
Capital Deposits And Lending Portfolio
The paid up capital of ICFC Finance stands at NPR 1.183 billion, while the reserve fund reached NPR 915.3 million.
Total loans disbursed by the finance company reached NPR 18.70 billion, while total deposits collected stood at NPR 22.23 billion.
The net worth per share or book value of the company was reported at NPR 189.32.
Financial Overview And Outlook
While ICFC Finance experienced a decline in net profit, operating profit, and earnings per share during FY 2082/83, the company maintained growth in net interest income.
It also strengthened its asset quality through a lower non performing loan ratio.
Its stable deposit base, expanding loan portfolio, and healthy net worth continue to reflect a solid financial foundation despite softer overall profitability.
For More: ICFC Finance Financial Results Q4
