Kamana Sewa Bikas Bank Launches Kamana Sewa Pragati Bachat Khata Silver
29th September 2026, Kathmandu
Kamana Sewa Bikas Bank presents Kamana Sewa Pragati Bachat Khata Silver as an interest bearing savings deposit product.
Kamana Sewa Pragati Bachat Khata
Built to improve the retail banking experience, this product blends accessible deposit limits with modern financial services. Account holders receive favorable returns alongside direct access to digital platforms, card networks, and investment tools.
Key Features of Kamana Sewa Pragati Bachat Khata Silver
- Low minimum opening balance requirement of 100 Nepalese Rupees
- Attractive annual interest rates aligned with the published rate structure of the bank
- Full access to mobile banking services via the KS iMobile application subject to standard terms
- Debit card issuance facilities subject to standard terms
- Locker facility options, including locker safety deposits and surrender management under standard terms
- Demat and Mero Share account integration for capital market investments subject to standard terms
Interest Calculation and Payout Frequency
Interest earnings are calculated on a daily closing balance basis to maximize customer yield. The accumulated interest is paid out directly to account holders on a quarterly schedule.
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Eligibility Criteria and Documentation
The account is available to all adult individuals. Minors are excluded from opening this specific account tier. To complete the account opening process, applicants must submit official government issued citizenship documentation from a competent authority.
Streamlining Personal Banking for Customers
Kamana Sewa Pragati Bachat Khata Silver offers everyday banking users across Nepal a balanced savings option. With minimal entry barriers and comprehensive digital support, the account helps individuals grow their savings while maintaining full control over daily financial transactions.
For More: Kamana Sewa Pragati Bachat Khata
