Khalti Launches Super Wallet: Revolutionizing Digital Finance with Interest-Bearing Accounts
12th May 2026, Kathmandu
In a move that bridges the gap between traditional banking and fintech, IME Khalti Limited has officially introduced the Super Wallet feature for its entire user base.
Khalti Launches Super Wallet
This innovative service makes Khalti the first digital wallet in Nepal to provide direct interest on wallet balances, effectively transforming a standard payment tool into a powerful mobile savings account.
A Major Leap Toward Neo Banking in Nepal
The introduction of the Super Wallet is more than just a new feature; it is a significant step toward Neo Banking in Nepal. Operated in strategic partnership with Global IME Bank Limited, this service allows users to earn money while keeping their funds ready for instant digital transactions.
Previously, interest-bearing features in the digital wallet space were limited to specific user segments. By expanding this to all KYC-verified personal users, Khalti is democratizing access to financial growth, ensuring that even small balances contribute to a user’s overall financial health.
Key Benefits of the Khalti Super Wallet
The Super Wallet is designed to provide maximum value with minimal effort. Here are the primary features that set this service apart:
Competitive Interest Rates: Users currently earn an annual interest rate of 2.75% on their wallet balance. This rate is tied to the partner bank’s standard rates and may be updated monthly, ensuring it remains competitive with traditional savings accounts.
Daily Calculation, Monthly Credit: The interest is calculated on the daily balance of the wallet. Every month, the accumulated interest is deposited automatically into the user’s Khalti account, providing a visible and regular return on their money.
Hassle-Free Digital Activation: There is no need to visit a physical bank branch or fill out extensive paperwork. The entire activation process is handled digitally within the Khalti app, making it accessible to users in even the most remote parts of Nepal.
Eligibility and Activation Criteria
To maintain the security and integrity of the financial system, Khalti has set specific but attainable criteria for the Super Wallet service. To be eligible, a user must have a KYC-verified personal account. Additionally, they must meet at least one of the following requirements:
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- Complete at least 10 successful transactions after their KYC verification is approved.
- Maintain an overnight balance of at least NPR 1,000 in their wallet.
It is important to note that this feature is strictly for individual personal accounts. POS and merchant accounts are currently not eligible for interest-bearing services under the Super Wallet program.
Step-by-Step Guide to Activating Your Super Wallet
If you are a Khalti user, you can start making your money work for you in just a few clicks. Follow these simple steps to activate the feature:
- Open the Khalti app on your smartphone.
- Locate the “Super Wallet” section on the home screen.
- Tap the “Apply” button and follow the on-screen prompts.
Once submitted, the service is generally activated by the next morning.
For users who have already migrated from IME Pay, the feature is likely already active, allowing them to enjoy interest benefits immediately without any further action.
Driving Financial Inclusion Across Nepal
The launch of the Super Wallet aligns with the broader national goal of financial inclusion. Praveen Regmi, CEO of IME Khalti Limited, highlighted that this feature is specifically designed to benefit every segment of Nepalese society. Whether it is a student saving their allowance, a farmer managing seasonal income, or a migrant worker sending remittances home, the Super Wallet provides a secure and rewarding place to store funds.
By incentivizing users to keep their money in the digital ecosystem, Khalti is encouraging better financial discipline and saving habits among the youth and the unbanked population. It transforms the digital wallet from a medium of expenditure into a tool for wealth accumulation.
About IME Khalti Limited
IME Khalti Limited stands as a leader in Nepal’s fintech revolution. By offering a comprehensive suite of services including payments, remittances, and now interest-bearing digital banking, the company serves millions of users. Their focus on innovation and user-centric design continues to shape the future of how Nepalis handle their money in an increasingly digital world.
Conclusion
The Khalti Super Wallet is a game-changer for digital finance in Nepal. By offering 2.75% interest on balances with the convenience of a mobile app, it provides a compelling reason for users to embrace the digital economy fully. If you haven’t yet explored the Super Wallet section in your Khalti app, today is the perfect time to activate it and watch your balance grow. As Nepal moves toward a more cashless and financially literate society, tools like the Super Wallet will be essential in helping every citizen achieve their financial goals.
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