Kumari Bank Offers Flexible Home Loans with Up to 80 Percent Financing
20th September 2026, Kathmandu
Kumari Bank Limited has introduced its specialized Home Loan scheme designed to assist individuals in purchasing, constructing, or renovating residential properties.
Kumari Bank Offers Flexibility
The loan scheme offers high financing limits and flexible repayment terms across multiple property financing categories.
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Key Loan Categories and Eligibility
The home loan package covers a wide spectrum of housing and real estate requirements for prospective homeowners.
- Loan Coverage: Purchase of standalone houses, apartments/flats, residential land, as well as construction, extension, renovation, repair, or finishing of existing homes.
- Property Refinancing: Refinancing options available for previously purchased residential properties and property currently financed by other institutions.
Financing Limits and Loan Features
Kumari Bank provides structured financing tailored to property valuations and construction estimates.
- Construction Financing: Financing available up to 80 percent of the total cost of home construction.
- Property Valuation Limit: Loan coverage up to 70 percent of the total property valuation.
- Extended Tenure: Flexible repayment schedules with loan tenure extending up to 30 years.
- Additional Facility: Financing options extended to cover home furnishing, interior finishing, and household consumer durables.
For More: Kumari Bank Offers Flexibility
