Manjushree Finance Limited Reports Strong 27.93 Percent Net Profit Growth in Third Quarter
22nd April 2026, Kathmandu
In a positive development for the finance sector, Manjushree Finance Limited has published its third quarter financial results for the current fiscal year 2082/83. The company reported a net profit of 21.89 crore in the first nine months, marking a significant 27.93 percent increase compared to the 17.11 crore earned during the same period last fiscal year.
Manjushree Finance Q3 Profit
This upward trajectory in earnings reflects the company’s resilience and strategic focus on improving both top-line revenue and operational efficiency in a dynamic economic landscape.
The improved performance of the company is mainly attributed to a rise in overall income and a noteworthy reduction in impairment charges. These factors have significantly boosted the bottom line during the review period. As financial institutions in Nepal continue to navigate changing credit risks, Manjushree’s ability to lower its impairment costs highlights a more robust approach to risk management and asset quality.
The core earnings of the company also saw a healthy expansion. Net interest income, a vital metric for financial institutions, rose from 62.11 crore in the previous year’s third quarter to 68.47 crore this year. This represents a 10.24 percent increase, strengthening the company’s fundamental revenue stream.
Alongside this, the operating profit grew from 29.31 crore to 32.33 crore. This operational improvement was further supported by a 19.19 percent decline in impairment charges, which dropped from 14.54 crore to 11.75 crore.
Key financial indicators for Manjushree Finance Limited show notable improvements across the board. The distributable profit, which indicates the capacity for shareholder returns, surged by nearly 50 percent to reach 30.54 crore.
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Earnings per share (EPS) increased from 16.88 to 21.60 on an annualized basis, providing better value to the bank’s investors. Furthermore, the net worth per share stood at 182.20, showing a steady appreciation in the underlying value of the company.
Asset quality remains a priority for the management, as evidenced by the reduction in non-performing loans. The NPL ratio improved to 3.99 percent, down from 4.20 percent a year ago. This reduction in stressed assets is a positive signal for long-term stability. The bank’s lending and deposit portfolio also expanded, with total loans disbursed reaching 19.85 billion and deposits collected growing to 22.73 billion.
This growth was well supported by a significant 25.61 percent drop in the cost of funds, which now stands at 4.56 percent.
With a paid up capital of 1.35 billion and a reserve fund of 1.11 billion, Manjushree Finance Limited is well capitalized to pursue further growth. The combination of rising income, falling risk provisions, and a stronger distributable profit positions the company as a stable performer in Nepal’s finance sector.
For investors, the consistent growth and improved financial health of the institution provide a positive outlook for the future. As the company continues to focus on effective management and sustainable expansion, it remains a key player to watch in the national financial market.
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