Muktinath Bikas Bank Offers Up to 80 Percent Home Loans for Festive Season
18th September 2026, Kathmandu
Muktinath Bikas Bank Limited has launched an exclusive home loan scheme targeted for the upcoming Dashain, Tihar, and Chhath festivals.
Muktinath Bank Home Loan
Designed to make residential property acquisition and construction more accessible, the festive scheme provides attractive interest rates and flexible financing terms.
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Key Features and Loan Details
The bank has structured the festive home loan package with favorable lending rates and enhanced loan-to-value ratios across its nationwide branch network.
- Interest Rate: Base rate plus an additional margin of 0.25 percent.
- Financing Limits: Up to 70 percent financing against total real estate valuation, and up to 80 percent financing specifically for first-time home buyers.
- Scheme Validity: Offer valid through the end of Kartik 2083, after which standard commercial rates and terms will apply.
- Branch Accessibility: Available across all 176 branch locations of Muktinath Bikas Bank nationwide.
Broader Festive Credit Programs
Alongside the residential property scheme, Muktinath Bikas Bank has rolled out additional targeted lending initiatives to support diverse consumer and business needs.
- Additional Loan Packages: Concurrent special schemes launched for Auto Loans as well as Agriculture and Small and Medium Enterprise (SME) Loans.
- Customer Guidance: Interested applicants are encouraged to visit their nearest branch for customized consultation and loan application procedures.
For More: Muktinath Bank Home Loan
