Nabil Bank Reports Strong Q1 Financial Performance: Net Profit Rises 45.4% to NPR 2.55 Billion

2nd November 2026, Kathmandu

Nabil Bank Limited has released its unverified financial statement for the first quarter of the fiscal year 2083/84 (ending Mid-October 2026), posting a strong overall performance.

Nabil Bank Financial Performance

The bank generated a net profit of NPR 2.55 billion during the review quarter, marking a 45.4 percent increase compared to NPR 1.75 billion earned in the corresponding period of the previous fiscal year.

Net Profit and Operational Revenue Growth

The growth in net earnings was primarily driven by solid expansions in net interest income, fee-based revenues, and overall operating profit.

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• Net Profit: Reached NPR 2.55 billion, expanding by 45.4 percent year-on-year from NPR 1.75 billion in Q1 FY 2082/83.
• Net Interest Income: Grew significantly to NPR 4.73 billion, up from NPR 3.90 billion in the baseline quarter.
• Net Fee and Commission Income: Increased to NPR 919.4 million, compared to NPR 798.7 million in Q1 of the previous year.
• Total Operating Income: Advanced to NPR 6.13 billion, up from NPR 5.27 billion recorded in the baseline period.
• Operating Profit: Surged to NPR 3.67 billion, up from NPR 2.57 billion in the corresponding period last year.
• Profit Before Tax: Stood at NPR 3.67 billion, rising from NPR 2.48 billion in the baseline quarter.

Deposit Mobilization, Lending Expansion, and Asset Growth

The commercial lender maintained its leading balance sheet scale by expanding deposits, lending activities, and total asset holdings over the prior fiscal year-end figures.

• Total Deposit Mobilization: Accumulated to NPR 619.23 billion, expanding from NPR 592.08 billion at the end of the previous fiscal year.
• Total Credit and Advances: Expanded to NPR 476.01 billion, up from NPR 460.31 billion at the end of the previous fiscal year.
• Total Assets: Expanded to NPR 775.66 billion, up from NPR 734.73 billion at the end of the previous fiscal year.

Shareholder Indicators, Capital Position, and Asset Quality

Asset quality improved during the review period, contributing to improved per-share financial ratios and capital reserves.

• Earnings Per Share (EPS): Climbed to an annualized NPR 33.89.
• Net Worth Per Share: Stood at NPR 233.90.
• Non-Performing Loan (NPL) Ratio: Improved to 4.06 percent, down from 4.31 percent recorded in the baseline period.
• Paid-up Capital: Maintained at NPR 33.40 billion.
• Reserve Fund: Accumulated to NPR 35.77 billion.
• Retained Earnings: Reached NPR 22.64 billion.
• Distributable Profit: Recorded at NPR 1.37 billion after regulatory adjustments.

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