Nabil USD Special Savings Account: Complete Foreign Currency Banking Guide

29th September 2026, Kathmandu

Nabil Bank Limited provides the Nabil USD Special Savings Account as a foreign currency deposit solution tailored specifically for individuals with verifiable foreign currency income sources.

Nabil USD Special Savings Account

Foreign currency banking allows qualifying depositors in Nepal to hold assets in United States Dollars while enjoying interest earnings and international banking services. Designed for eligible depositors who receive compensation, consultancy fees, or business earnings in foreign currency, this account provides essential tools to simplify global transfers, online purchases, and card payments.

Target Audience and Account Eligibility Criteria

The Nabil USD Special Savings Account serves individuals who qualify under foreign exchange regulations set by Nepal Rastra Bank and Nabil Bank. Eligible applicants include professionals earning foreign currency income, freelancers working with international clients, non resident individuals, and foreign nationals legally residing in Nepal.

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To open this account, applicants must submit the following mandatory documentation:

• A fully completed and signed original account opening application form
• Official identification documents, such as a valid passport or citizenship certificate
• Recent passport sized photographs of the primary account applicant
• Official supporting documentation verifying legitimate foreign currency income sources, such as employment contracts, salary slips, foreign remittance receipts, or consulting agreements

Deposit Requirements and Interest Structure

• Minimum Deposit Threshold: Opening and maintaining a Nabil USD Special Savings Account requires an initial minimum deposit of 500 United States Dollars.
• Lien Requirement: The bank holds this initial deposit of 500 United States Dollars under lien as a minimum balance reserve throughout the active duration of the account.
• Interest Rates: Interest earnings accrue according to the periodic foreign currency interest rate schedule published by Nabil Bank in compliance with regulatory directives.

Core Banking Facilities and Value Added Services

Account holders gain access to essential transactional services and ancillary facilities designed to manage foreign currency holdings conveniently.

• Official Account Statements: Depositors can request formal account statements at any time to verify transaction histories and fulfill tax filing requirements.
• Cheque Book Issuance: Cheque books are provided to account holders to execute direct account payments and withdrawals.
• Balance Certification: The bank issues official foreign currency balance certificates for official or administrative purposes.
• Safe Deposit Locker Access: Account holders can request safe deposit locker facilities at designated Nabil Bank branches, subject to availability.

Digital and Card Privileges

• Mobile Banking App Access: Users receive complimentary subscription access to the nBank mobile application for the 1st year of account activation.
• Internet Banking Portal: Complete access to the nBank Web online platform is provided with 0 service fees.
• International Visa Electron Debit Card: Account holders receive a 25% discount on the total subscription fee for the International Visa Electron Debit Card, along with a complete fee waiver for the 1st year.
• Nabil Credit Card: Cardholders receive a 25% discount on the total subscription fee for a Nabil Credit Card, including a 1st year subscription fee waiver.
• SWIFT Transfer Discounts: Transactions executed via international SWIFT money transfers receive a 50% discount on standard service fees, subject to a minimum charge of 300 Nepalese Rupees per transfer.

Managing International Wealth Efficiently

The Nabil USD Special Savings Account offers a secure financial framework for managing foreign currency earnings within Nepal. By combining digital banking access through nBank with discounted international cards and SWIFT transfer privileges, Nabil Bank empowers foreign currency earners to handle global transactions with efficiency and peace of mind.

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