Nabil Bank Launches Nabil Virtual Credit Card on nBank App via Fonepay Partnership
16th October 2026, Kathmandu
Nabil Bank Limited has officially launched the Nabil Virtual Credit Card through its nBank application on Ashwin 29, 2083 (October 15, 2026).
Nabil Virtual Credit Card
It provides pre-approved customers with fully digital, instant credit access for QR-based merchant payments nationwide.
Virtual Credit Card Features, Partnership Framework, and Digital Integration
The commercial bank collaborated with Fonepay Payment Service Limited to roll out the digital payment solution aimed at eliminating physical card requirements and branch visits.
- Digital Launch Date: The virtual credit card service went live for eligible customers on Ashwin 29, 2083 (October 15, 2026) via the bank’s mobile banking platform, nBank.
- Application and Instant Access: Eligible customers can obtain the virtual credit card directly through the Apply Now option on the nBank app homepage without submitting paper documentation or undergoing traditional procedural requirements.
- Automated Eligibility Evaluation: Nabil Bank pre-approved eligible account holders using an internal data-driven analytics evaluation model.
- Usage Scope and Merchant Acceptance: The virtual credit card can be utilized exclusively for QR-based scan-and-pay transactions across Fonepay merchant QR networks throughout the country.
- Institutional Collaboration: Nabil Bank Limited signed a formal Memorandum of Understanding (MoU) with Fonepay Payment Service Limited on Ashwin 28, 2083 (October 14, 2026) to facilitate payment processing across Fonepay merchants.
Executive Vision
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Nabil Bank Chief Executive Officer (CEO) Manoj Kumar Gyawali stated that the product aligns with the bank’s strategic vision to accelerate digital transformation and minimize customer reliance on physical branch visits.
Institutional Reach
Nabil Bank operates an extensive footprint across Nepal comprising 262 branch offices and 316 ATM outlets.
For More: Nabil Virtual Credit Card
