NADA Auto Loan Offers 2026: Compare Interest Rates & Bank Schemes
28th August 2026, Kathmandu
Compare the latest NADA Auto Loan Offers at the 18th NADA Auto Show 2026. Explore competitive interest rates starting at 4.66%, discounted processing fees, extended loan tenures up to 10 years, and specialized EV financing options from 13 commercial banks in Nepal.
NADA Auto Loan Offers 2026
Commercial banks across Nepal have introduced competitive financing schemes at the 18th NADA Auto Show 2026. Designed to make vehicle ownership accessible and affordable, these limited-time offers feature reduced interest rates, discounted processing fees, extended loan tenures, and financing limits up to 80% for Electric Vehicles (EVs).
Thirteen commercial banks representing both public and private sectors are participating in the expo. Interest rates for NADA Auto Loan Offers range from 4.66% to 5.99%, featuring a mix of fixed, floating, and hybrid rate structures.
Overview of Bank Offers at NADA Auto Show 2026
| Commercial Bank | Base Interest Rate | Max Tenure | Key Terms & Features |
| Agricultural Development Bank | 4.66% | 7 Years | Lowest market rate; 33.33% discount on service charges and interest premium; up to 80% financing for EVs. |
| Nepal Bank | 4.94% | Standard | Show-exclusive promotional interest rate. |
| Rastriya Banijya Bank | 5.02% | 7 Years | Floating rate; loan limit up to NPR 1 Crore; processing fee reduced from 0.75% to 0.50%. |
| Nepal Investment Mega Bank | 5.13% | 7 Years | Floating interest rate; standard 0.50% service charge. |
| Nabil Bank | 5.17% | Standard | 20% direct down payment required (20% covered via Credit Card, 60% funded via standard auto loan). |
| Global IME Bank | 5.17% | 7 Years | Semi-fixed rate for EVs (5.17% fixed for first 3 years, then Base Rate + 2% premium for final 4 years). |
| Kumari Bank | 5.21% | 7 Years | Floating interest rate; standard 0.50% service charge. |
| Prabhu Bank | 5.44% | Standard | Calculated at Base Rate + maximum 0.50% premium. |
| Machhapuchchhre Bank | 5.45% | 10 Years | Longest tenure offered; service fee discounted by 0.25% down to a net 0.25%. |
| Laxmi Sunrise Bank | 5.49% | 7 Years | Floating rate structure; standard 0.50% processing fee. |
| Nepal SBI Bank | 5.54% | 7 Years | Floating interest rate; standard 0.50% service charge. |
| Siddhartha Bank | 5.96% | 7 Years | Floating interest rate; standard 0.50% service charge. |
| NIC Asia Bank | 5.99% | 7 Years | Fixed Interest Rate option up to 7 years (floating rate available); up to 80% financing for EVs. |
Key Highlights for Buyers
Lowest Interest Rate: Agricultural Development Bank leads with an entry rate of 4.66%, alongside significant waivers on processing charges.
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Extended Tenure Options: While 7 years is standard, Machhapuchchhre Bank extends financing up to 10 years, lowering monthly EMI commitments.
Fixed Rate Protection: NIC Asia Bank provides a 7-year fixed rate at 5.99% to insulate borrowers against base rate fluctuations, while Global IME Bank delivers a hybrid model tailored for EV purchases.
Flexible Financing Models: Nabil Bank enables vehicle buyers to secure financing with a 20% down payment by pairing credit card credit lines with traditional auto loans.
These NADA Auto Loan Offers allow prospective buyers to evaluate rates, repayment terms, and processing fee discounts directly on the expo floor before committing to a vehicle purchase.
For more: NADA Auto Loan Offers 2026
