Nepal Bank Launches Sarbasulabh Housing Loan Scheme Featuring 0.5 Percent Base Rate Premium for 90th Anniversary
29th October 2026, Kathmandu
Nepal Bank Limited, Nepal’s first commercial bank, has launched a subsidized housing loan product titled “NBL Sarva Sulabh Aawas Karja Yojana” featuring discounted interest rates and service charges to mark its upcoming 90th anniversary.
NBL Sarva Sulabh Housing Loan
Housing Loan Features and Rate Structure
The promotional housing loan facility offers special pricing and added banking benefits for individual home buyers and constructors.
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- Anniversary Campaign Duration: The special loan offer will remain operational for a 90-day period starting from Kartik 15, 2083, to Magh 15, 2083.
- Loan Usage Purposes: Borrowers can utilize the housing loan scheme for land and house purchase, home construction, renovation, and apartment purchases.
- Interest Rate Margin: The interest rate starts at a low premium of 0.50 percent over the bank’s base rate.
- Loan Tenure: The scheme offers a flexible maximum repayment tenure of up to 25 years.
- Discounted Service Charge: The processing fee is capped at a discounted rate of 0.25 percent.
- Additional Banking Privileges: Loan borrowers will receive a free life-time credit card facility with a limit of up to NPR 500,000 and a 50 percent discount on annual locker rental fees.
Corporate Milestones and Network Scale
The public release also highlighted Nepal Bank’s institutional history and current branch infrastructure across Nepal.
- Historical Milestone: Nepal Bank Limited will enter its 90th year of operations on Kartik 30, 2083.
- Delivery Network Reach: The bank provides financial services to approximately 3.0 million customers across Nepal through a physical infrastructure comprising 231 branch offices, 250 ATMs, and 60 extension counters.
For More: NBL Sarva Sulabh Housing Loan
