Nepal Bank Earnings Surge in Q1: Net Profit Jumps 41.46% as Non-Performing Loans Decline
1st November 2026, Kathmandu
Nepal Bank Limited has published its unverified financial report for the first quarter of the fiscal year 2083/84 (ending Mid-October 2026), posting a significant improvement in net profitability.
Nepal Bank Earnings Surge in Q1
The bank recorded a net profit of NPR 832.1 million during the review quarter, representing a 41.46 percent increase compared to NPR 588.2 million earned in the corresponding period of the previous fiscal year.
Operating Income Surge and Lower Provisioning Impact
The positive trajectory in bottom-line profit was primarily driven by higher operational revenue and reduced impairment charges.
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- Net Profit: Reached NPR 832.1 million, registering a 41.46 percent growth from NPR 588.2 million in Q1 FY 2082/83.
- Operating Profit: Expanded to NPR 997.0 million, up from NPR 917.1 million in the baseline period.
- Net Interest Income: Stood at NPR 2.49 billion for the review period.
- Net Fee and Commission Income: Accumulated to NPR 351.0 million.
Deposit Base, Credit Expansion, and Total Assets
The country’s oldest commercial institution continued to maintain a strong balance sheet structure across key banking operations.
- Total Deposit Mobilization: Accumulated to NPR 434.13 billion.
- Total Credit and Advances: Expanded to NPR 250.07 billion.
- Total Assets: Reached NPR 503.93 billion during the quarter.
- Paid-up Capital: Maintained at NPR 14.69 billion.
Asset Quality Improvement and Key Financial Ratios
Enhanced recovery efforts helped the institution achieve a notable reduction in bad loans, driving up shareholder returns.
- Non-Performing Loan (NPL) Ratio: Reduced to 4.61 percent, down from 5.49 percent recorded in the corresponding quarter last year.
- Earnings Per Share (EPS): Climbed to NPR 22.65, up from NPR 16.01 in the baseline period.
- Net Worth Per Share: Recorded at NPR 292.89.
For More: Nepal Bank Earnings Surge in Q1
