Nepal Life Samriddhi Investment Scheme Launches from Magh 4

7th January 2026, Kathmandu

Nepal Life Insurance Company Limited along with its subsidiary Nepal Life Capital Limited is set to enter the mutual fund arena with the launch of the Nepal Life Samriddhi Investment Scheme. Officially designated as the Nepal Life Samriddhi Lagani Yojana this closed end mutual fund represents a significant milestone for the group as it diversifies into specialized investment management. The scheme has received formal approval from the Securities Board of Nepal (SEBON) and is scheduled for its public offering starting from Magh 4 2082.

Nepal Life Samriddhi Investment

This ten year closed end scheme is designed to provide investors with a structured path toward long term capital appreciation. By pooling resources from individual and institutional investors the fund aims to leverage professional expertise to navigate the complexities of the Nepalese capital market.

Issue Size and Detailed Unit Allocation

The total fund size for the Nepal Life Samriddhi Investment Scheme is fixed at 1.60 billion Nepalese Rupees. This capital is divided into 160 million units each having a par value of 10 rupees. As per the prevailing regulatory framework in Nepal a specific portion of the units is reserved for the institutional stakeholders involved in the creation and management of the fund.

The allocation structure for the total 16 crore units is defined as follows:

Nepal Life Insurance Company Limited (Fund Promoter): 14 percent of the total units amounting to 22.4 million units.

Nepal Life Capital Limited (Scheme Manager): 1 percent of the total units equivalent to 1.6 million units.

General Public: The remaining 85 percent of the issue which translates to 131.6 million units will be available for public subscription.

This large allocation for the general public ensures that there is ample liquidity and opportunity for retail investors to participate in the growth potential of the fund.

Investment Timeline and Application Process

Investors planning to participate in this mutual fund offering should take note of the specific timeline and application constraints. The subscription period is designed to be efficient but provides a window for late applicants if the initial demand is lower than expected.

Opening Date: Magh 4 2082

Early Closing Date: Magh 8 2082 (if fully subscribed)

Extended Closing Date: Magh 18 2082 (if under subscribed)

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Minimum Investment: Applicants must apply for at least 100 units requiring an initial investment of 1000 rupees.

Maximum Investment: The upper limit for application is set at 16 million units per individual or institutional applicant.

Applications can be submitted through the C ASBA system which is integrated with major banks and financial institutions across Nepal. Most investors will find it convenient to apply online via the Mero Share portal.

Strategic Objective and Portfolio Composition

The primary goal of the Nepal Life Samriddhi Investment Scheme is to maximize returns for unit holders while maintaining a prudent risk profile. According to the credit rating reports from ICRA Nepal which has assigned the scheme an AA minus rating the fund plans to be equity oriented.

The investment strategy typically involves:

Equity Investments: Allocating 70 to 78 percent of the total fund to listed shares of companies with strong fundamentals and growth prospects.

Fixed Income Instruments: Investing a portion of the fund in government bonds debentures and high yield bank deposits to provide stability.

Money Market Instruments: Maintaining a liquid portion in short term instruments to manage immediate cash requirements and capture short term interest opportunities.

The scheme expects to deliver an internal rate of return of approximately 13 percent over its ten year life span. Upon maturity at the end of ten years the fund will be liquidated and the final net asset value will be distributed proportionally among the unit holders.

Secondary Market Trading and Liquidity

Although the Nepal Life Samriddhi Investment Scheme is a closed end fund with a fixed maturity it does offer liquidity through the secondary market. After the allotment process is completed the units will be listed on the Nepal Stock Exchange (NEPSE). This allows investors who may need their capital back before the ten year period to sell their units to other investors at the prevailing market price. This dual nature of being closed end yet tradable provides a balance between long term growth and short term financial flexibility.

Conclusion

The launch of the Nepal Life Samriddhi Investment Scheme from Magh 4 marks a new chapter for Nepal Life Insurance as it expands its footprint in the investment management sector. With a robust fund size and a professional management team the scheme offers an attractive entry point for investors who prefer a hands off approach to stock market investing. By adhering to the 100 unit minimum entry requirement the fund remains accessible to the average saver while offering the sophisticated management needed to build long term wealth in the evolving financial landscape of Nepal.

For More: Nepal Life Samriddhi Investment