9th October 2025, Kathmandu
In a move that seamlessly integrates essential healthcare services with modern financial convenience, NIC ASIA Bank has forged a strategic partnership with Kiran Eye Hospital in Birgunj.
NIC ASIA Partners with Kiran Eye Hospital
This collaboration is designed to provide tangible, health-focused benefits to the bank’s extensive customer base by offering up to 10 percent discounts on a comprehensive range of eye care services. The initiative is a dual-purpose endeavor, simultaneously underscoring the bank’s commitment to enhancing the overall quality of life for its customers and actively promoting the adoption of digital and cashless payment solutions across Nepal. This partnership, announced officially today, is particularly significant as it extends critical benefits to customers in the Madhesh Province, aligning with the national drive toward broader financial inclusion and digital accessibility outside of the central capital.
Extensive Healthcare Benefits Through Digital Channels
The core of this agreement is the provision of financial relief on often-costly eye care. NIC ASIA Bank customers are now eligible to receive discounts on multiple categories of services at Kiran Eye Hospital, which is recognized as a trusted ophthalmic care provider in the region. The discounted services are structured to cover the entire spectrum of a patient’s journey at the hospital, including:
- OPD (Outpatient Department) Services: Making initial consultations and follow-up visits more affordable.
- Diagnostics and Laboratory Tests: Reducing the financial burden of essential procedures required for accurate diagnosis.
- Eye Surgeries: Providing cost relief for necessary, often critical, surgical interventions.
- Optical Products: Including discounts on both branded and non-branded spectacles, lenses, and other products essential for post-treatment vision correction and maintenance.
Crucially, accessing these benefits is tied directly to the use of NIC ASIA Bank’s digital payment ecosystem. Customers must complete their transactions using the bank’s secure digital channels, specifically their debit, credit, or prepaid cards, or through the bank’s flagship mobile banking application, the MoBank app. This mechanism is central to the bank’s strategy to not only reward loyalty but also to foster a behavioral shift toward a digitally-centric economy. The seamless process ensures that the eligible discount is automatically applied upon verification of the digital payment, making the experience hassle-free and efficient.
The Dual Mandate: Health and Digital Financial Inclusion
NIC ASIA Bank has firmly established itself as a leading proponent of Nepal’s digital transformation within the banking sector. The partnership with Kiran Eye Hospital serves as a powerful illustration of how the bank is strategically marrying financial services with essential societal needs, particularly healthcare. By linking the discount directly to digital payments, the bank is actively tackling several key objectives of national importance:
Promoting Financial Inclusion: By incentivizing the use of digital tools like the MoBank app and cards, the bank is making digital banking more practical and relevant to the daily lives of customers in urban and provincial areas alike, thereby bringing more people into the formal financial system.
Driving Cashless Transactions: This initiative supports the broader national agenda of moving away from a cash-dominant economy, which enhances transaction safety, speed, and transparency—attributes that are particularly valuable in a hospital setting.
Enhancing Customer Convenience: The MoBank app, with its feature-rich platform, allows customers to perform transactions, check balances, and utilize merchant discounts, essentially making banking available “anyone, anywhere, anytime,” without the need for physical branch visits. The app’s robust functionality for QR-based payments, which are instantly credited to the merchant’s account, provides a smooth and secure payment experience at the hospital.
The bank consistently introduces innovative digital services, such as E-KYC/Video KYC for account opening and online Demat services, and its extensive network of branches and ATMs further solidifies its position as a key player in extending financial accessibility across Nepal’s diverse geography.
Commitment to Social Responsibility and Community Wellbeing
The collaboration transcends a mere business agreement; both institutions view it as a demonstration of corporate social responsibility. Kiran Eye Hospital, known for its modern facilities, advanced surgical procedures (including a range of specialty services such as Cataract, LASIK, SMILE, Retina, and Paediatric Ophthalmology), and experienced specialists in Birgunj, gains an opportunity to make its high-quality care more accessible. The hospital’s participation ensures that affordability does not compromise the standard of treatment.
NIC ASIA Bank emphasized that incorporating value-added services like this into its offerings is a core part of its mission. By encouraging timely eye check-ups—a form of preventive healthcare often overlooked—the bank is playing a constructive role in improving the overall health consciousness of its customer community.
In conclusion, this partnership between NIC ASIA Bank and Kiran Eye Hospital serves as an exemplary model for private-sector collaboration in Nepal. It effectively leverages the power of digital banking to lower the barriers to essential healthcare, ensuring that NIC ASIA customers receive quality eye care while simultaneously advancing the shared vision of building a more digitally empowered, health-conscious, and financially inclusive nation. The move is a significant step in the bank’s long-term strategy of integrating financial convenience with practical lifestyle benefits for the Nepali people.