Pokhara Finance and Samriddhi Finance to Merge and Continue as Pokhara Finance Limited
7th July 2026, Kathmandu
Pokhara Finance Limited and Samriddhi Finance Company Limited have officially completed all legal and regulatory requirements to merge their banking entities into a single institution.
Pokhara Samriddhi Finance Merge
The newly consolidated company will operate uniformly under the brand name Pokhara Finance Limited.
The extensive banking integration follows months of strategic coordination and procedural audits between the two long standing financial players. This structural move aligns with the national strategy to decrease the total volume of banking units while enhancing individual capital safety lines.
REGULATORY APPROVAL FROM NEPAL RASTRA BANK
According to a public administrative notice published by Nepal Rastra Bank, the central bank has granted its final formal clearance for the business combination. The legal endorsement follows specific resolutions passed by the boards of directors of both finance companies and satisfies all prevailing merger and acquisition regulations established for national banks and financial institutions.
The primary banking regulator monitored the entire financial evaluation process to guarantee complete transparency for retail deposit holders. The central office verified that all asset qualities, non performing loan levels, and liquidity ratios met the statutory safety margins before greenlighting the final integration step.
TRANSFER OF TOTAL CORPORATE LIABILITIES AND ASSETS
Following the official execution of the corporate combination, all physical properties, financial assets, institutional liabilities, and legal obligations of both companies will be transferred to the merged institution. The integrated entity will execute all domestic and international financial transactions under the single name of Pokhara Finance Limited.
This systemic ledger transfer ensures that all previously issued fixed deposits, savings accounts, and active business loans remain valid without any disruption to current interest rate structures. Customer accounts will be safely migrated to a unified core banking database to maintain transaction tracking accuracy across all geographic territories.
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COMMENCEMENT OF UNIFIED BANKING OPERATIONS
The merged institution will officially launch its joint business operations on Asar 26, 2083, which falls on a Friday. To prepare for this massive technical transition, standard data servers and internal network structures will undergo integrated testing.
The management has scheduled comprehensive system integration routines to blend the separate branch workflows smoothly. During this final technical window, localized banking services may observe temporary counter closures to allow the data teams to complete database matching without any technical errors.
COMPLIANCE WITH BYLAWS AND CAPITAL GROWTH
Nepal Rastra Bank stated that the formal notification has been widely published for public awareness in strict accordance with Sub regulation 7 of Regulation 11 of the Bank and Financial Institution Merger and Acquisition Bylaws 2073, which includes the active Fifth Amendment of 2079. The clear guidelines dictate the systematic protocol for asset assessment, employee adjustment, and board re-organization.
The combined corporate structure will function with an expanded paid up capital base, which significantly increases its credit lending capacity for large industrial projects. The broader capital backing allows the single financial institution to absorb unexpected market shocks while lowering overall administrative overhead costs.
EXPANDED BRANCH CORRIDORS AND CLIENT OPPORTUNITIES
The unification of the two companies will result in a significantly expanded branch footprint stretching across several critical trade hubs and provinces. Returning clients from the Samriddhi side will now gain immediate access to the diverse savings products and customer tools developed by Pokhara Finance Limited.
The unified customer service division plans to introduce upgraded digital payment apps, extended automated teller networks, and customized micro enterprise credit products. By combining human talent and physical branch offices, the brand aims to deliver stronger financial solutions to retail savers and corporate borrowers alike.
For More: Pokhara Samriddhi Finance Merge
