Star Micro Insurance Company Limited Published Unaudited Financial Results for Fiscal Year 2025/26

14th August 2026, Kathmandu

Star Micro Insurance Company Limited has published its unaudited financial results for the fiscal year 2025/26.

Star Micro Financial Results

The financial disclosure highlights remarkable expansion across both core underwriting operations and overall corporate earnings.

Strong Growth in Net Profit and Earnings Per Share

The financial statement details significant improvement in profitability metrics during the fiscal year:

• The company posted a net profit of Rupees 1.20 crore for fiscal year 2025 26.
• This represents a 125.30 percent increase compared to the net profit of Rupees 53.28 lakh reported in the previous fiscal year.
• Annualized earnings per share increased to Rupees 2.29 up from Rupees 1.01 in the preceding year.

Significant Expansion in Insurance Premium Income and Insurance Fund

Core micro insurance operations recorded substantial top line expansion throughout the review period:

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• Total Insurance Premium Income: Total premium collections grew by 73.25 percent to reach Rupees 26.78 crore compared to Rupees 15.45 crore in the prior fiscal year.
• Net Insurance Premium Income: Net premium earnings rose by 111.74 percent to stand at Rupees 11.21 crore up from Rupees 5.29 crore reported a year earlier.
• Insurance Fund Growth: The insurance fund expanded by 87.63 percent rising from Rupees 16.19 crore to Rupees 30.38 crore during the review period.

Capital Base Reserves and Solvency Position

Star Micro Insurance Company Limited maintained a solid balance sheet structure alongside healthy regulatory reserves:

• Paid Up Capital: The paid up share capital of the company stood at Rupees 52.50 crore.
• Special Reserves: Special reserves increased to Rupees 50.64 lakh compared to Rupees 21.64 lakh in the previous year.
• Catastrophe Reserve: The catastrophe reserve grew to Rupees 5.06 lakh up from Rupees 2.16 lakh reported in the prior period.
• Retained Earnings and Other Equity: Retained earnings stood at Rupees 28.05 lakh while other equity reserves accumulated to Rupees 1.35 crore.
• Solvency Ratio: The solvency ratio remained unchanged at 1.94 demonstrating consistent solvency coverage relative to regulatory baselines.

Summary of Fiscal Performance and Outlook

The results for fiscal year 2025 26 confirm strong growth momentum for Star Micro Insurance Company Limited.

By achieving a 111.74 percent rise in net insurance premium income and a 125.30 percent increase in net profit the enterprise continues to strengthen its market position within the micro insurance sector.

For More: Star Micro Financial Results