money online to Nepal

4th September 2020, Kathmandu

Most of our Nepalese brothers and sisters go abroad to earn, save, and send some money back home. A dream of every person flying off from that international airport. Sometimes in this process, we get confused about how to send money to Nepal or what is the best method. In this article, we will guide you with the five best ways to send money online to Nepal.

There are certain factors to consider while sending money to Nepal such as;

  • Exchange Rates
  • Transfer Fees,
  • Security, and
  • Speed of Transfer

Here are some of the best ways to send money to Nepal.

5 Ways to Send Money Online to Nepal

World Remit

World Remit is one of the most popular choices among young Nepalese living abroad, especially in the US. It is one of the first money transfer service providers to promote digital remittance.

World Remit offers a low transaction fee, has no hidden charges, and provides a competitive exchange rate. The best part is that it shows you the charges upfront!

Also, the receiver receives the money instantly as cash from the agent location or receives a deposit straight to their banks within 24 hours.

Furthermore, you should note that for bank deposits, you can send up to USD 5,000 per transfer.

For the cash pick-up option, you can send a maximum of NPR 300,000 in one transfer and a total of NPR 1,000,000 per day.

Western Union

Western Union has become a household name. It has earned this reputation as a global leader in cross-border remittance.

You can send up to USD 5,000 per transfer to Nepal and the receiver can collect cash from any agent location instantly! The recipient can receive money instantly if you use a debit card or credit card.

If you’re sending money from an online bank account, it takes around 4 days to reach the beneficiary in Nepal.


Moneygram has been serving the immigrants for more than 3 decades now. They are the second-largest provider of money transfers in the world. They operate in more than 200 countries with a global network of about 3,47,000 agent offices.

Moneygram allows you to send money to Nepal up to USD 6,000 per transfer.


Xoom is a PayPal company and it is one of the fastest ways of sending money to Nepal! They have initiated a collaboration with Nepal Investment Bank, Himalayan Bank, Prabhu Bank, and Laxmi Bank to name a few.

With Xoom, Nepalese in the USA can send money up to USD 9,000 per transfer! Also, the transfer facility is easy. You can send your money to Nepal instantly using a bank account, debit card, or credit card.


Here’s another remittance service that services its remittance especially to the Asian countries. InstaReM is fast, safe, and offers a cheap service to send money overseas.

InstaReM charges a low commission in a zero-margin FX rate and is very popular to transfer small amounts of money instantly.

They charge a nominal fee ranging from 0.25% to 1%.

With InstaReM you can also earn loyalty points with each transfer and you can redeem them against your transactions.

Sending your hard-earned money to Nepal through unreliable remittance can be heartbreaking. We hope this list helps you in choosing the right one for you.

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Mina Aryal is a Nepali tech journalist and media expert. She is currently the chief editor of ICT Frame, a leading online tech media outlet in Nepal that covers topics such as technology, business, and entrepreneurship. Aryal has been involved in the field of tech journalism for over a decade and has covered various topics such as internet governance, cybersecurity, e-commerce, and startup ecosystems. She has also been involved in organizing and promoting tech events in Nepal to bring together tech enthusiasts, entrepreneurs, and investors to discuss and collaborate on various topics related to the tech industry. Aryal is considered one of the most influential tech journalists in Nepal and has been recognized for her contributions to the field.


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