Siddhartha Mahila Samriddhi Karja: Get Up to 15 Lakhs Collateral-Free Loan
11th July 2026, Kathmandu
Siddhartha Bank introduces ‘Siddhartha Mahila Samriddhi Karja’ offering up to NPR 15 Lakhs collateral-free loan and up to 50 Lakhs with collateral for women-led MSMEs.
Siddhartha Mahila Samriddhi Karja
In a significant move to empower women-led businesses and ease their access to finance, Siddhartha Bank Limited has launched a dedicated loan scheme titled ‘Siddhartha Mahila Samriddhi Karja’.
Specially designed for Micro, Small, and Medium Enterprises (MSMEs) owned or managed by women, this initiative aims to dismantle financial barriers and foster economic independence among women entrepreneurs in Nepal.
Under this customized financing scheme, Nepalese women entrepreneurs can avail of loans across three tiers:
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Collateral-Free Loan: Up to NPR 15 Lakhs
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Partial Collateral Loan: Up to NPR 25 Lakhs
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Full Collateral Loan: Up to NPR 50 Lakhs
Innovative ‘Scorecard’ System: Prioritizing Potential Over Collateral
To move away from traditional, collateral-heavy banking practices, Siddhartha Bank, with the technical assistance of the International Finance Corporation (IFC), has developed a specialized ‘Scorecard’ evaluation system.
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Instead of relying solely on physical property as security, this modern framework assesses the holistic strength of the business by evaluating:
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The nature and viability of the business
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Operational experience
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Financial health and cash flow stability
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The capability and vision of the entrepreneur
The bank firmly believes that this innovative approach will significantly mitigate the challenges faced by women entrepreneurs who lack proper collateral, shifting the focus toward business merit and potential growth.
Customer Support & Inquiry
For further detailed information regarding the credit facility, interested applicants can reach out to ‘Siddhartha Care’, the bank’s 24/7 customer service center, through their official contact channels.
For more: Siddhartha Mahila Samriddhi Karja
