Nabil Bank Launches AI-Driven Banking to Mark 42 Years of Financial Excellence

12th July 2026, Kathmandu

Nabil Bank Limited, Nepal’s premier private-sector commercial bank, has completed 42 years of a glorious journey and officially entered its next historic milestone.

Nabil Bank AI-Driven Banking

To mark this auspicious occasion, the bank has proudly reaffirmed its commitment to its futuristic philosophy, ‘Banking & Beyond’, which aims to transcend traditional banking boundaries to co-create an inclusive, sustainable, and intelligent future for its valued clients, local communities, and the national economy.

“Trust is Our Greatest Asset, Innovation is in Our DNA”- Chairman Nirvana Kumar Chaudhary

In a powerful anniversary address, Bank Chairman Nirvana Kumar Chaudhary expressed his immense gratitude, pride, and an elevated sense of responsibility toward the future. Reflecting on the cornerstone of the bank’s success, Chairman Chaudhary emphasized that for forty-two years, ‘trust’ has remained at the very heart of Nabil Bank earned continuously from millions of customers, shareholders, regulators, partners, and dedicated staff members.

“This trust has been our greatest asset, and it will continue to be the foundation of our future,” Chairman Chaudhary noted. “Throughout our journey, Nepal has changed dramatically. Industries have transformed, technology has evolved, and customer expectations have been completely redefined. Yet, Nabil Bank has never waited for change. We have led it.”

Highlighting the bank’s legacy of market leadership, he remarked that Nabil pioneered modern banking and became Nepal’s first true digital bank through nBank, fundamentally altering how clients interact with financial services. Furthermore, by establishing Nepal’s first investment bank, Nabil unlocked unparalleled opportunities for local businesses and corporate investors.

Today, Nabil Bank remains the only banking group in the nation offering an absolute and fully integrated financial ecosystem—encompassing commercial banking, investment banking, stock brokerage, merchant banking, capital markets, and digital banking—all under one trusted institution. “Innovation has never been something we simply adopt. Innovation is part of Nabil’s DNA,” the Chairman reiterated.

Pioneering the Era of Artificial Intelligence (AI)

Looking ahead, Chairman Chaudhary announced that Nabil Bank is strategically entering the most transformational era in banking history: The Era of Artificial Intelligence. He conceptualized AI not simply as another technology, but as a disruptive paradigm shift redefining decision-making, risk mitigation, business operations, and customer experience.

“At Nabil Bank, we are preparing not just to participate in this transformation but to lead it,” Chairman Chaudhary declared. “The next evolution of nBank will place AI at the very center of everything we do. This means smarter banking, highly personalized services, faster lending processes, superior risk management, intelligent customer experiences, greater financial inclusion, and significantly stronger security metrics.”

He assured stakeholders that while the bank’s underlying technology becomes remarkably intelligent, its purpose will remain deeply human. “Banking has never been only about money. It is about enabling dreams, supporting entrepreneurs, helping families build their future, empowering businesses, and contributing directly to the overall prosperity of Nepal. That is why our vision has always been ‘Banking and Beyond,’ beyond transactions, products,

expectations, and traditional banking boundaries.”

Exponential Financial Growth and Strategic Performance

Echoing the Chairman’s futuristic vision, Chief Executive Officer (CEO) Manoj Kumar Gyawali expressed deep appreciation to the bank’s ecosystem partners.

“As we celebrate this milestone, we also look ahead with confidence, innovation, and a renewed commitment to creating lasting value for our customers and the nation. We are not just an institution that provides banking services; we are a reliable partner that supports you on your journey of dreams, possibilities, and success. This is exactly what we mean by banking and beyond,” said CEO Gyawali.

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He underlined that the bank’s journey, which commenced in 1984, has scaled these remarkable heights owing to the trust of over 2.6 million customers and the dedication of 2,469 employees across a robust network of 264 branches and 315 ATMs.

Mindful of customers’ evolving banking expectations and the need for sustainable development, the bank is firmly committed to becoming ‘Nepal’s most trusted, reliable and future-ready bank.’ Demonstrating its profound impact on driving national economic progress, Nabil Bank has extended substantial credit financing across several highly productive and strategic sectors of the country:

Agriculture Sector: 53.31 billion

Energy Sector: 51.06 billion

MSMEs: 45.92 billion

Tourism Sector: 11.10 billion

The bank’s financial trajectory over the past 42 years showcases an exceptional story of growth and stability:

Net Worth & Profit: From a net worth of Rs. 28 million and net profit of Rs. 1 million in FY 1984/85, the bank’s net worth has surged to Rs. 70.83 billion alongside a net profit of Rs. 6.76 billion as of the third quarter of FY 2025/26.

Deposits & Loans: Total deposit mobilization has scaled up to Rs. 588.85 billion, while total loan disbursements have grown to Rs. 464.10 billion. Total assets stand at a commanding Rs. 718.42 billion.

Exclusive 42nd Anniversary Campaigns and Promotions

To celebrate this major milestone, Nabil Bank has rolled out a 42-day festival of promotional offers and community activities:

Reconstruction Home Loan Scheme: A customized relief home loan package offered at a concessional rate of just Base Rate + 0.5% premium for residents of Hetauda and Birgunj affected by road expansion projects.

Banking Service Discounts: New locker subscribers will enjoy a straight 42% discount on security deposits, and e-commerce merchants will receive a flat 50% discount on the EPG integration fee.

Card Promotions: Customers applying for a Nabil Credit Card within this promotional window will enjoy a Lifetime Waiver on annual and renewal fees, while debit cards applied on the anniversary day get a full fee waiver valid for four consecutive years.

Nabil Bank Limited is a pioneer bank in Nepal’s banking sector, committed to offering innovative and customer-focused financial solutions. With a strong emphasis on digital transformation, Nabil Bank continues to redefine banking experiences for its valued customers. It has 264 branches and 315 ATM network all over the country.

For more: Nabil Bank AI-Driven Banking