United Ajod Insurance Company Limited Published Unaudited Financial Results for Fiscal Year 2025/26

14th August 2026, Kathmandu

United Ajod Insurance Company Limited, a non-life insurance provider operating in Nepal, has published its unaudited financial results for the fourth quarter of fiscal year 2025/26.

United Ajod Financial Results Published

The financial disclosure outlines business expansion across core underwriting metrics alongside a contraction in bottom-line net profitability.

Contraction in Net Profit Earnings

The fourth-quarter financial statement details a decline in net earnings during the fiscal year:

• The company posted a net profit of Rupees 6.31 crore for fiscal year 2025/26.
• This represents a 64.5 percent decrease compared to the net profit of Rupees 17.80 crore reported in the previous fiscal year.

Despite external challenges, including natural disasters caused by floods and landslides, the company maintained positive overall profitability during the review period.

Capital Base, Insurance Fund, and Business Volume

United Ajod Insurance maintained a solid balance sheet structure while expanding its core insurance operations:

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• Paid-Up Capital: The paid-up capital of the company stood at approximately Rupees 2.31 billion.
• Insurance Fund Growth: The insurance fund expanded by 23.90 percent to reach Rupees 3.59 billion.
• Policy Issuance Volume: The company issued 419,526 insurance policies during the review period, reflecting continued expansion of its customer base.

Revenue, Expenses, and Investment Income

Underwriting operations showed positive growth, while investment revenue and operational expenses shifted as follows:

• Net Insurance Premium Income: Net premium earnings grew by 7.90 percent to reach Rupees 1.34 billion, up from Rupees 1.24 billion in the prior fiscal year.
• Total Operating Expenses: Total expenses increased by 4.94 percent to reach Rupees 1.72 billion during the review period.
• Investment Income: Revenue generated from investments declined by 9 percent, settling at approximately Rupees 1.80 billion.

Per-Share Valuation Metrics

The decrease in net profit directly influenced key per-share performance indicators:

• Earnings Per Share: Annualized earnings per share fell from Rupees 7.71 to Rupees 2.73.
• Net Worth Per Share: The reported net worth per share of the company stood at Rupees 188.01 at the close of the fiscal period.

Summary of Fiscal Performance and Outlook

The fourth-quarter results for fiscal year 2025/26 highlight operational expansion alongside profit-side compression for United Ajod Insurance Company Limited.

While a 7.90 percent increase in net insurance premium income and a 23.90 percent growth in the insurance fund confirm expanding market reach, managing claim liabilities and expense ratios will remain key operational objectives for the insurer.

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