IME Life Insurance Company Fourth Quarter Financial Report Fiscal Year 2082/83 Overview
16th August 2026, Kathmandu
IME Life Insurance Company has strengthened its business foundation and published its financial results for the fourth quarter of fiscal year 2082/83.
IME Life Financial Report
According to the company unaudited financial statements, significant improvement has been recorded in its core reserves and total policyholder funds.
Net Profit Shows Stable Growth
The net profit of IME Life Insurance Company maintained a steady trajectory during the fourth quarter of fiscal year 2082/83. The company earned a net profit of 58.42 crore rupees by the end of the reporting period.
In the previous fiscal year, the net profit stood at 58.33 crore rupees by the end of Ashad. This year financial performance represents a modest increase of 0.16 percent compared to the previous year.
Life Insurance Fund Registers Massive Increase
The life insurance fund of IME Life Insurance Company experienced impressive growth during fiscal year 2082/83. The total life insurance fund grew by 39.40 percent year over year.
In the previous fiscal year, the fund stood at 13.10 billion 90 lakh rupees. By the end of this year, the total life insurance fund expanded significantly to reach 18.27 billion 42 lakh rupees.
Net Insurance Premium Collection Expands Strongly
A key indicator of business expansion for IME Life Insurance Company is the growth in premium collection. Net insurance premium earned recorded substantial growth of 35.82 percent.
In the previous fiscal year, the company collected net insurance premiums totaling 5.49 billion 49 lakh rupees.
Through strong market expansion, the net insurance premium figure increased to 7.46 billion 30 lakh rupees during fiscal year 2082/83.
Analysis of Expenses and Claim Payments
Along with business expansion, the expenditure side of IME Life Insurance Company saw an upward shift. Total expenses increased by 28.88 percent to reach 8.46 billion 30 lakh rupees.
Total claim payments made by the company to policyholders also went up during the fiscal year. Claim payments increased by 14.20 percent to stand at 1.46 billion 59 lakh rupees.
Key Financial Ratios and Capital Structure
The paid up capital of IME Life Insurance Company remained completely unchanged during this period. The total paid up capital stands at 5 billion rupees.
The earnings per share EPS of the company stands at 11.68 rupees based on the latest financial report.
The net worth per share was recorded at 135.66 rupees at the end of the fourth quarter.
The financial stability of the company showed positive progress as well. The solvency margin ratio improved from 2.22 percent in the previous period to 2.59 percent by the end of fiscal year 2082/83.
For More: IME Life Financial Report



