National Life Insurance Company Fourth Quarter Financial Report Fiscal Year 2082/83 Overview
16th August 2026, Kathmandu
National Life Insurance Company has published its financial statements for the fourth quarter of fiscal year 2082/83.
National Life Financial Report
According to the company unaudited financial report, its life insurance fund recorded encouraging growth, although net profit and earnings per share declined somewhat.
Life Insurance Fund Crosses Landmark Figure
The company life insurance fund crossed a major milestone by exceeding 100 billion rupees. The fund grew by 10.35 percent compared to the end of Ashad in the previous fiscal year.
In the previous fiscal year, the fund stood at 93.98 billion and 77 lakh rupees. By the end of the latest fiscal year, the total life insurance fund reached 103.71 billion and 41 lakh rupees.
Net Profit and Earnings Per Share Experience Decline
The company reported a net profit of 37.06 crore rupees during the review period. This reflects a 10.23 percent decline compared to the previous fiscal year net profit of 41.28 crore rupees.
Following the profit decline, earnings per share EPS dropped as well. The earnings per share fell from 7.92 rupees in the previous fiscal year by 1.28 rupees to stand at 6.64 rupees.
Strong Expansion in Insurance Premium Collection
National Life Insurance Company maintained active business expansion throughout the fiscal year. Net insurance premium collection reached 24.15 billion and 87 lakh rupees.
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This represents a 12.51 percent increase compared to the previous fiscal year, when net insurance premium earnings were 21.47 billion and 27 lakh rupees.
Income and Expenses Analysis
Income from loans and investments improved by 3.01 percent to reach 6.02 billion and 7 lakh rupees. Total income grew by 10.43 percent to hit 31.61 billion rupees.
Total expenses increased at a similar pace during the same period. Total expenses rose by 11.04 percent to exceed 30.45 billion and 92 lakh rupees.
Capital Structure Reserves and Key Indicators
The paid up capital of the company expanded by 4 percent to reach 5.69 billion and 16 lakh rupees. The catastrophe reserve fund grew by 5.42 percent to stand at 74.59 crore rupees.
However, retained earnings faced a sharp reduction of 43.76 percent. The reserve fund fell from 87.10 crore rupees in the previous fiscal year to 48.98 crore rupees.
The net worth per share of National Life Insurance Company currently stands at 127.75 rupees.
For More: National Life Financial Report
