Nepal Investment Mega Bank Introduces Ketaketi Bachat Khata for Minor Savings

27th September 2026, Kathmandu

Nepal Investment Mega Bank Limited (NIMB) offers the Ketaketi Bachat Khata, a specialized savings account designed for minors under the age of 18 years.

NIMB Ketaketi Bachat Khata

The account aims to promote early saving habits among school students and children, allowing parents and guardians to build long-term financial security for their children’s future education and personal goals. It features an affordable minimum balance requirement along with digital banking and investment facilities.

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Account Features and Financial Benefits

The Ketaketi Bachat Khata incorporates a wide range of banking services and financial features for young account holders.

• Opening Minimum Balance: NPR 100.
• Bank Contribution: Initial deposit of NPR 100 contributed by NIMB upon submission of the declaration confirming the child’s first bank account.
• Banking Issuances: Free cheque book provided upon request, along with VISA or MasterCard debit ATM cards.
• Digital Services: Access to NIMB Smart mobile banking app, e-Banking portal, and ConnectIPS transfer capabilities.
• Investment and Storage Facilities: DEMAT account facility, Fixed Deposit opening option, and safe deposit locker facilities at discounted key deposit rates.
• Additional Card Services: Eligibility to apply for NIMB Travel Card with valid passport and travel documents for international travel outside India and Bhutan.

Documentation and Account Opening Procedure

Parents or legal guardians can open the Ketaketi Bachat Khata either by visiting a physical bank branch or through the online Video Account Opening (VKYC) platform.

• Minor Documentation: Birth Certificate or Minor Citizenship certificate issued by government authorities, along with two recent passport-size photographs.
• Parent/Guardian Documentation: Government-issued Citizenship certificate or National ID card, and two recent passport-size photographs.
• Branch Application Process: Visit the nearest NIMB branch, complete the account opening and Know Your Customer (KYC) forms, declare any existing accounts or PEP status, and submit signature/thumbprints.
• Video Account Opening Process: Complete online registration via NIMB’s portal, verify OTP, schedule a video conference session in a well-lit space, and sign on a blank sheet of paper during the live video call.

For More: NIMB Ketaketi Bachat Khata