eSewa Launches Buy Now Pay Later Scheme for Electric Scooters in Partnership with Reliance Finance and Parimita Investment
30th September 2026, Kathmandu
Nepal leading digital payment service provider eSewa has launched a Buy Now Pay Later feature on its platform.
Buy Now Pay Later Scheme
The service enables customers to purchase Gyro brand electric scooters through a digital installment scheme.
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Tripartite Partnership and Institutional Roles
The service was introduced following a tripartite agreement signed at the eSewa head office on Ashwin 8. The memorandum of understanding was executed by outgoing eSewa Chief Executive Officer Jagdish Khadka, Reliance Finance Deputy Chief Executive Officer Ramhari Acharya, and Parimita Investment Representative Manan Tuladhar.
- Digital Payment Platform: eSewa provides the underlying digital infrastructure to process customer applications and manage the installment ecosystem.
- Financing Partner: Reliance Finance Limited serves as the financial partner providing credit support for qualifying scooter purchases.
- Scooter Vendor: Parimita Investment Private Limited acts as the official distributor supplying Gyaro electric scooters.
Loan Structure, Interest Rate, and Financing Terms
Financing Limit: Customers can obtain digital loans of up to NPR 200,000 directly through the eSewa mobile app.
- Interest Rate: Credit facilities under the scheme carry an interest rate of 9.99 percent.
- Repayment Tenure: Borrowers can settle the loan through flexible monthly installments over a maximum repayment period of up to 36 months.
- Application Process: The end to end loan application, documentation, and approval workflow is conducted digitally within the eSewa application to avoid manual paperwork.
For More: Buy Now Pay Later Scheme
