Global IME Laghubitta Announces Dividend

21st December 2025, Kathmandu

Global IME Laghubitta Bittiya Sanstha Limited has officially announced its dividend distribution for the fiscal year 2081/82 bringing positive news to its dedicated group of shareholders. The decision was reached during a pivotal meeting of the board of directors held on Poush 4 2082. The company has proposed a total dividend of five percent which is designed to reward investors while simultaneously strengthening the capital base of the microfinance institution. This announcement is a key event for the class D financial institution as it seeks to maintain its growth trajectory and fulfill its mission of providing accessible financial services to the marginalized and rural populations of Nepal.

Global IME Laghubitta Dividend

The proposed dividend is calculated based on the paid up capital of the company as of the end of Ashad 2081. Currently the paid up capital of Global IME Laghubitta stands at six hundred and eighteen point nine million Nepalese rupees. At a total rate of five percent the dividend distribution will be valued at approximately thirty point nine four million rupees. This proposal reflects a cautious but steady approach by the management to ensure that the institution remains financially sound while still sharing its successes with the public.

BREAKDOWN OF THE DIVIDEND COMPONENTS

The dividend proposal is split into two primary categories to meet both investment growth goals and regulatory tax obligations.

Bonus Shares: The board has proposed a four point seven five percent bonus share distribution. This represents the majority of the dividend value. By issuing bonus shares the company converts a portion of its retained earnings into share capital. For shareholders this means receiving new shares proportional to their current holdings which effectively increases their total stake in the company without requiring a fresh cash investment.

Cash Dividend: A zero point twenty five percent cash dividend has been proposed. This component is specifically intended to facilitate the payment of dividend tax for the shareholders. In the Nepalese market a five percent tax is applied to the total dividend amount. By providing this small cash portion the bank ensures that shareholders do not have to settle the tax liability independently making the overall process much more convenient for individual investors.

APPROVAL PROCESS AND REGULATORY OVERSIGHT

It is important for the general public and existing shareholders to understand that this dividend is currently a proposal. Before the shares and cash can be distributed the plan must navigate through the standard regulatory channels. First the financial statements and the dividend proposal of the company must be reviewed and approved by Nepal Rastra Bank which is the central bank of Nepal. The central bank assesses whether the microfinance institution has met all the necessary capital adequacy ratios and provisioning requirements.

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Following the approval from the central bank the proposal will be presented to the shareholders during the upcoming Annual General Meeting of the company. The AGM provides a platform for investors to review the annual performance of the bank and cast their votes to endorse the dividend. Once this final hurdle is crossed the company will set a book closure date to determine the list of eligible shareholders who will receive the benefits.

FINANCIAL STANDING AND OPERATIONAL HIGHLIGHTS

Global IME Laghubitta has shown resilience in its financial performance leading up to this dividend announcement. According to the first quarter report for the fiscal year 2082 2083 the institution recorded a net profit of forty point four seven million rupees. This marks a significant nineteen percent increase compared to the same period in the previous year. The profitability of the company has been bolstered by a sharp reduction in impairment charges which dropped by over eighty five percent indicating an improvement in the quality of the loan portfolio.

The institution serves its customers through an extensive network of over one hundred branches across forty five districts in Nepal. Headquartered in Pokhara Kaski the bank has a diversified loan portfolio that exceeds nine billion rupees. Its services range from micro entrepreneur loans and seasonal agricultural credit to specialized saving schemes like grihalaxmi and child savings. The earnings per share of the company on an annualized basis reached twenty six point one six rupees while the net worth per share stood at one hundred and eighty seven point eight zero rupees as of the last quarterly update.

THE ROLE OF GLOBAL IME LAGHUBITTA IN RURAL DEVELOPMENT

As a subsidiary of Global IME Bank Limited this microfinance institution plays a vital role in the national goal of financial inclusion. By providing wholesale and retail credit to small scale farmers and women entrepreneurs the company helps create self employment opportunities in remote areas. The capital raised and retained through bonus shares allows the bank to expand its reach even further into unbanked regions where traditional commercial banking might be less accessible.

The five percent dividend announcement is a testament to the ability of the company to navigate the complexities of the microfinance sector which has recently faced challenges such as non performing loans and regulatory changes. By maintaining a stable dividend track record the institution continues to attract long term investors who are interested in socially responsible banking. The stock price of the company on the Nepal Stock Exchange has remained active reflecting the ongoing interest of the market in the financial health and future prospects of the firm.

CONCLUSION AND NEXT STEPS FOR INVESTORS

In conclusion the proposal of a four point seven five percent bonus share and a 0.25 percent cash dividend by Global IME Laghubitta Bittiya Sanstha Limited marks a period of steady growth for the company. Shareholders should monitor the official announcements for the date of the Annual General Meeting and the subsequent book closure notice. Ensuring that Demat accounts are updated and linked to the correct bank accounts is essential for the smooth receipt of these dividends.

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