Growing Trend: Grandmother Gifts Life Insurance Policy to Grandson on His Birthday

Grandmother Life Insurance Policy
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7 July 2024, Kathmandu

The trend of gifting insurance policies to children on their birthdays is on the rise, providing a sense of security for their future.

Grandmother Gifts Life Insurance Policy

In a heartwarming example, 74-year-old Sukandari Shrestha gifted her grandson, Dipsan Shrestha, a comprehensive life insurance policy on his 11th birthday.

Dipsan, the son of Bimal Kumar Shrestha and Savita Shrestha, residents of Ghorahi sub-metropolitan city in Dang district, received the generous gift from his grandmother.

Sukandari Shrestha deposited fifty thousand rupees annually in IME Life Insurance’s Ghorahi branch, securing a Child Bright Life Insurance policy worth five lakh rupees for Dipsan.

Indra Bahadur Budhathoki, the agency manager of IME Life Insurance, facilitated the policy gift. He highlighted the growing trend among parents and grandparents of prioritizing financial security over traditional gifts.

“If the habit of savings can be developed by reducing unnecessary expenses, children will also learn the importance of saving,” Budhathoki emphasized.

This shift towards giving insurance policies as gifts reflects a broader societal change, where long-term financial planning and security are being valued over immediate, tangible gifts.

As more families adopt this practice, future generations stand to benefit from the financial foresight and stability such policies provide.

The IME Life Insurance policy gifted to Dipsan not only ensures financial security for his future but also sets a precedent for other families to consider similar gestures.

With insurance policies offering protection and savings, they are becoming a popular and thoughtful gift choice for birthdays and other significant milestones.

Growing Trend: Grandmother Gifts Life Insurance Policy


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