5th October 2021, Kathmandu

Are you excited about the Kamana Sewa Bikas Bank’s KS Digi Wallet? If yes then you’ve landed on the right page.

Kamana Sewa is Nepal’s first development bank to offer mobile baking and a digital wallet. Furthermore, Ks Digi is the company’s first digital wallet. It had previously just had the KS mobile app, which provided mobile banking service to the bank’s customers.

The digital wallet app KS Digi was just introduced by Kamana Sewa Bikash Bank Limited. This is Nepal’s first digital wallet, created by a development bank. This service was launched during the event by the CEO of the bank.

Both the Google Playstore and the App Store include the app. Users do not need to have a bank account to open a KS Digi account.

Inside KS Digi Wallet

Chhito Connect and Manam Infotech collaborated on the development of this wallet. The wallet includes services such as:

  • Account opening
  • Loan Application
  • Interoperable QR based payments
  • Options for both Nepali and English language

Face recognition is also used to open the app, which is powered by Artificial Intelligence (AI). it also contains a built-in camera for taking selfies and scanning important papers. After that, you’ll be able to open your KYC account in less than 5 minutes. You can sign up for a Goji Account, which is also a digital wallet.

Also, both Kamana Sewa clients and non-Kamana Sewa customers can use the KS Digi Wallet. Those who do not have a Goji account can easily open one by filling out the needed information.

Opening a Goji Account

Simply take a selfie and use the camera to create a Goji account. Then, when you’ve submitted it, you can take the following steps:

  • Select identification document and scan
  • Either draw your signature or upload the photo of signature
  • Enter address, date of birth, occupation, and father’s mother’s name.
  • Now, set a 4-digit PIN
  • Finally, submit the details and you’ll get your Goji Account.
  • Checking Identity Score by AI

The AI system in this KS Digi wallet is incredible since it instantly verifies your identity documents and offers you an identity score. Your account is validated if it matches the database.

Moreover, you can use this Goji account to mail money, top up your phone, pay merchants, load money, and pay bills. Your cellphone number can be used to send and receive money.

The Goji account has a transaction limit of Rs. 100,000. However, to open a Goji account you don’t require a bank account.

Mobile Banking App for Kamana Sewa Customers

While everyone has access to the Goji account, you can use the KS digital wallet as a mobile banking app, if you’re a Kamane Sewa customer, you can take the advantage of the app’s brand new fintech features. You can use it to open a saving account using Video KYC.

This is most likely the first time video banking features have been incorporated into a digital wallet. You can use this functionality to:

  • Open saving account
  • Request information on personal loans
  • Make a request for OD cards

Moreover, this app lets you pay expenses like:

  • Electricity and water charges
  • Internet and mobile phone charges
  • Telephone and television charges
  • E-learning and school expenses
  • Flight reservations and insurance
  • Payment through QR code

You may also look up the history of your transaction. It has a filtered search feature where you may search for utility payments or money transfers.

Also, you can withdraw cash without going to ATM at any of the Kamana Sewa Bank Agent locations.

Therefore, it’s no longer necessary to have a bank account to utilize KS Digi bank. Isn’t this incredible? Kamana Sewa agents and branches can help you load your Goji account.


So to wrap up, we have discussed the new KS Digi wallet by Kamana Sewa Bank. Kamana Sewa Bank is an excellent development bank for providing digital banking services thanks to these unique features and AI-enabled technologies.

If you have any queries, and suggestions regarding this article. Feel free to comment below, we’ll get back to you as soon as possible.

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