Nepal Life Insurance Q1 FY 2083/84 Net Profit Drops 28.75 Percent to NPR 15.35 Crore
6th November 2026, Kathmandu
Nepal Life Insurance Company Limited has released its un-audited financial report for the first quarter of the fiscal year 2083/84 (ending Ashwin-end 2083).
Nepal Life Net Profit Drops
The insurance company recorded a 28.75 percent year-on-year drop in net profit to NPR 15.35 crore, down from NPR 21.55 crore in the corresponding period of the previous fiscal year.
Key Operational Revenue and Net Premium Growth
Despite the overall contraction in net profit, core business expansion and premium collection posted steady double-digit growth.
- Net Profit: NPR 15,35,00,000 (Decreased by 28.75% from NPR 21,55,00,000 in Q1 FY 2082/83).
- Net Premium Earned: NPR 14,71,64,00,000 (Up by 10.08% from NPR 13,36,92,00,000 in Q1 FY 2082/83).
- Income from Loans and Investments: NPR 4,50,51,00,000 (Up by 14.37% from NPR 3,93,92,00,000 in Q1 FY 2082/83).
- Total Income: NPR 20,27,26,00,000 (Up by 10.39% from NPR 18,36,41,00,000 in Q1 FY 2082/83).
- Total Expenses: NPR 19,25,94,00,000 (Up by 11.43% from NPR 17,28,37,00,000 in Q1 FY 2082/83).
Life Insurance Fund and Portfolio Metrics
The company strengthened its balance sheet backing and expanded its active policy base across the country.
- Life Insurance Fund: NPR 2,86,46,85,00,000 (Increased by 16.69% from NPR 2,45,49,97,00,000 in Q1 FY 2082/83).
- Catastrophe Reserve: Increased by 0.83 percent.
- Retained Earnings / Reserve Fund: Increased by 16.21 percent.
- Total Active Insurance Policies: 21,79,871 policies (Increased from 20,02,357 policies in Q1 FY 2082/83).
Capital Base and Shareholder Indicators
Per-share profitability declined alongside net profit, while paid-up capital remained unchanged.
- Paid-up Capital: NPR 9,48,02,00,000 (NPR 9.48 Crore).
- Earnings Per Share (EPS): NPR 6.48 (Decreased from NPR 9.55 in Q1 FY 2082/83).
- Net Worth Per Share: NPR 127.78.
For More: Nepal Life Net Profit Drops



