Suryajyoti Life Insurance Q1 FY 2083/84 Net Profit Declines 15.95 Percent to NPR 10.29 Crore as Life Insurance Fund Crosses NPR 54 Billion

6th November 2026, Kathmandu

Suryajyoti Life Insurance Company Limited has released its un-audited financial report for the first quarter of the fiscal year 2083/84 (ending Ashwin-end 2083).

Suryajyoti Life Net Profit Declines

The insurance firm recorded a 15.95 percent drop in net profit to NPR 10.29 crore, down from NPR 12.24 crore in the corresponding period of the previous fiscal year, despite posting double-digit growth across major revenue and fund indicators.

Key Financial and Operational Performance Metrics

The company recorded broad-based expansion in core life insurance business, net premium earned, and investment income.

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• Net Profit: NPR 10,29,00,000 (Decreased by 15.95% from NPR 12,24,00,000 in Q1 FY 2082/83).
• Net Premium Earned: NPR 3,54,08,00,000 (Up by 21.28% from NPR 2,91,95,00,000 in Q1 FY 2082/83).
• Income from Loans and Investments: NPR 94,36,00,000 (Up by 5.83% from NPR 89,16,00,000 in Q1 FY 2082/83).
• Total Income: NPR 4,64,92,00,000 (Up by 17.55% from NPR 3,95,51,00,000 in Q1 FY 2082/83).
• Total Expenses: NPR 4,49,94,00,000 (Up by 19.18% from NPR 3,77,53,00,000 in Q1 FY 2082/83).

Fund Growth, Claims, and Expense Structure

Balance sheet backing expanded significantly, alongside increases in total claim settlements and agent commissions.

• Life Insurance Fund: NPR 54,23,92,00,000 (Increased by 23.74% from NPR 43,83,46,00,000 in Q1 FY 2082/83).
• Catastrophe Reserve: Increased by 2.09 percent.
• Retained Earnings / Reserve Fund: Increased by 11.78 percent.
• Total Claims Paid: NPR 3,57,07,00,000 (Up by 20.93% year-on-year).
• Agent Commission Expenses: NPR 28,84,00,000 (Up by 32.07% year-on-year).

Per-Share Metrics and Key Financial Ratios

Per-share profitability declined alongside the reduction in quarterly net earnings.

• Annualized Earnings Per Share (EPS): NPR 8.22 (Decreased from NPR 9.78 in Q1 FY 2082/83).

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